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Alternative Payments MCP server

by WYRE-AI·io.github.WYRE-AI/alternative-payments-mcp·v1.0.11
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MCP server for Alternative Payments — customers, invoices, payment requests, payouts, webhooks.

B70/100grade B
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Safety scan
B70/100

full report

Adoption
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If you have run it, two minutes of your experience saves the next person an afternoon.

Alternative Payments tools

No tool declarations could be read from the package source. They show once the server is installed.

Public scan report

scanner v0.1.10 · 2026-10-30 · same rubric, same numbers if you re-run it

no findings
  • –Code scanpackage could not be scannedn/a
  • –Live reliabilityno gateway calls yet and no remote to proben/a
  • –Tool poisoningtools not inspected (local package is not executed); not countedn/a
  • Auth qualitystatic API keys via environment variables6/15
  • Maintenancelast push 11 days ago15/15
  • Maintainer identityregistry namespace matches repository owner7/10
Overall 70/100. Components that don't apply are left out of the denominator. Any critical finding is an F.RubricAppeal a findingJSON

How Alternative Payments compares

Against every graded Finance MCP server, from our own scans and uptime checks. Updated after each scan run.

Safety score
70/100
higher than 40% of 1,761 Finance servers

Release history: 2 versions in the registry since 2026-08-28, latest 2026-10-17, typically one every 49 days.

Install Alternative Payments in Claude Code, Cursor or VS Code

claude mcp add alternative-payments-mcp -- docker run -i --rm ghcr.io/wyre-ai/alternative-payments-mcp:v1.0.11
Add to Cursor

What the publisher says

From the Alternative Payments repository's README, as published. We do not edit it. Read it on GitHub

Alternative Payments MCP Server

A Model Context Protocol (MCP) server that gives AI assistants read + safe-write access to Alternative Payments — customers, invoices, payment requests, transactions, payouts, and webhooks.

Maintained by Wyre Technology.

Capabilities

This server deliberately does not move money. It exposes reads and safe writes (creating customers, invoices, and hosted payment links). It does not implement direct payment creation (POST /payments), which would charge a card or bank account.

The three destructive tools — aparchivecustomer, aparchiveinvoice, apdeletewebhook — require interactive confirmation before they run.

Plus discovery tools apnavigate and apstatus.

Authentication

Alternative Payments uses OAuth 2.0 client-credentials. Generate an API key (clientid / clientsecret) in the Partner Dashboard. Set:

  • ALTERNATIVEPAYMENTSCLIENT_ID
  • ALTERNATIVEPAYMENTSCLIENT_SECRET
  • ALTERNATIVEPAYMENTSENVIRONMENT (production or demo, default production)

The server exchanges these for a bearer token automatically and refreshes it before expiry.

Quick start

Claude Code (CLI):

claude mcp add alternative-payments \
  -e ALTERNATIVE_PAYMENTS_CLIENT_ID=your-client-id \
  -e ALTERNATIVE_PAYMENTS_CLIENT_SECRET=your-client-secret \
  -- npx -y github:WYRE-AI/alternative-payments-mcp

Docker (HTTP transport, gateway mode):

docker run --rm -p 8080:8080 \
  -e AUTH_MODE=env \
  -e MCP_TRANSPORT=http \
  -e ALTERNATIVE_PAYMENTS_CLIENT_ID=... \
  -e ALTERNATIVE_PAYMENTS_CLIENT_SECRET=... \
  ghcr.io/wyre-ai/alternative-payments-mcp:latest

Transports

with /mcp and /health endpoints. Each request gets a fresh stateless server, which is required for the WYRE MCP Gateway.

  • stdio (default): node dist/index.js
  • HTTP (MCPTRANSPORT=http): streamable HTTP on MCPHTTP_PORT (default 8080),

Development

npm install
npm run build
npm test
npm run lint

License

Apache-2.0

Nothing above is checked by us. What we check is on the safety report.

Alternative Payments: common questions

Is Alternative Payments MCP server safe?
Mostly: it is graded B (70/100). Read the Alternative Payments safety report
How do I install Alternative Payments?
It runs on your machine. Copy the Claude Code, Cursor, VS Code or Claude Desktop config from the install section.
Does Alternative Payments need an API key?
Yes. The registry entry asks for ALTERNATIVE_PAYMENTS_CLIENT_ID, ALTERNATIVE_PAYMENTS_CLIENT_SECRET.
Is Alternative Payments maintained?
The last commit was 16 days ago (2026-10-19). The latest release is v1.0.11.
What can I use instead of Alternative Payments?
Servers from other publishers that do the same job: Quickbooks MCP server, Yolfi Payments MCP server and Xero MCP server.

Alternatives to Alternative Payments

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  • X402 List
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