Zovo Bank Reconciliation MCP server

• explain_reconciliation_differenceFree

  Use this when the user attaches the bank file and the books file, gives the bank statement ending balance and the book balance, and asks why the bank reconciliation does not balance: "why is my bank reconciliation off", "reconciliation difference", "find the difference between bank and books". Runs the same matching, computes adjusted bank vs adjusted book balance, and finds the smallest set of listed items (up to 4) whose amounts account for the difference, plus checks for a reversed sign, a transposition (difference divisible by 9) and a row with that same amount. Returns the same Excel and PDF downloads. Does not change any file and cannot find items that are missing from both files. Supports up to 20,000 rows per file; CSV and text tables have a 2,000,000-cell limit (including empty cells). Each call saves new Excel and PDF files on the plugin server for 1 hour (private download links), then deletes them.

• reconcile_bank_to_booksFree

  Use this when the user attaches a bank export or statement AND their books (cash account register or general ledger export from accounting software or a spreadsheet) and wants a bank reconciliation: "reconcile my bank statement", "reconcile bank statement against my books", "list what doesn't match", "find outstanding checks and deposits in transit", "match bank transactions to the ledger". Matches rows by check number, amount and date (with a date window), and sums (one deposit = several invoices); lists all unmatched rows on both sides with a classification (outstanding check, deposit in transit, bank fee, interest, NSF, likely duplicate, likely amount typo); builds adjusted bank vs adjusted book balance (PASS only at $0.00); returns an Excel workbook and a PDF reconciliation statement. Does not connect to bank accounts or accounting software, does not post entries, and is not for a single statement without books (use a statement converter for that). Supports up to 20,000 rows per file; CSV and text tables have a 2,000,000-cell limit (including empty cells). Each call saves new Excel and PDF files on the plugin server for 1 hour (private download links), then deletes them.

• –Code scanremote-only server, no package to scann/a
• Live reliabilityremote reachable in 1254ms20/20
• Tool poisoning2 tool descriptions checked15/15
• Auth qualityopen endpoint, read-only tools10/15
• Maintenanceno repository listed3/15
• Maintainer identityno repository or website to verify2/10

Safety score

67/100

higher than 30% of 1,761 Finance servers

Tools

2

the typical Finance server has 8

Tools that change things

0%

typical: 0%. Fewer write tools means less an agent can break

Uptime

100%

of our recent checks; the typical remote Finance server answers 100%

Response time

369 ms

faster than 40% of 1,133 Finance servers

Zovo Bank Reconciliation: common questions

Is Zovo Bank Reconciliation MCP server safe?

With care: it is graded C, so read the findings first (67/100). Read the Zovo Bank Reconciliation safety report

How do I install Zovo Bank Reconciliation?

It runs remotely at bank-reconciliation.zovo.one. Add it to Claude Code, Cursor, VS Code or Claude Desktop with the snippets above, or call it through the mcp.market gateway without installing anything.

Does Zovo Bank Reconciliation need an API key?

Not as far as the registry entry and our scan can tell: no credentials are declared or required.

Is Zovo Bank Reconciliation maintained?

The latest release is v1.0.1.

Is Zovo Bank Reconciliation up?

100% of our last 28 checks got an answer. We check remote servers about four times a day.

What can I use instead of Zovo Bank Reconciliation?

Servers from other publishers that do the same job: BankMCP™ MCP server, Beancount.io MCP server and Quickbooks MCP server.

How does Zovo Bank Reconciliation compare with other Finance MCP servers?

safety score 67/100 (higher than 30% of 1,761 Finance servers); tools 2 (the typical Finance server has 8); tools that change things 0% (typical: 0%. Fewer write tools means less an agent can break). Full comparison.