Xero alternatives
24 finance MCP servers from other publishers do the same job as Xero. The closest match comes first, then the best rated, with at most two per publisher.
Estonian e-arveldaja (RIK e-Financials) accounting — invoices, bank import, reports.
No reviews yetlocal · npm351.4k/wkFree48 tools for ~8,000 NSE & BSE stocks: quotes, screener, financials, filings, FII/DII, options
No reviews yetgateway-ready140894/wkFreeMCP server for QuickBooks Online (Intuit) — customers, invoices, payments, items, accounts, P&L
No reviews yetlocal · npm27737/wkFreeSwiss accounting integration for Bexio. 315 tools: invoices, contacts, projects, account balances
No reviews yetlocal · npm40222/wkFreeYahoo Finance data: quotes, financials, earnings, screeners, funds, sectors, options, and news.
No reviews yetlocal · npm24234/wkFree500+ transparent financial methods calculated from raw statements, not third-party endpoints.
No reviews yetgateway-ready5.5k16k/wkFreeLet AI agents add Yolfi crypto checkout, paylinks, webhooks, and status checks.
No reviews yetgateway-ready174129/wkFreeAccess Yahoo Finance stock data, news, screeners, options, financials, and charts through MCP.
No reviews yetlocal · pypi207675/wkFreeRead a Pay-As-You-Learn tutoring session's itemized tab and close it for an attested invoice.
No reviews yetlocal · npm26582/wkFreeGoverned x402 payment sessions: pay any endpoint with budget, allowlist & per-tx caps, no key.
No reviews yetlocal · npm26590/wkFreeReal-time & historical market data: forex, stocks, crypto, indices, metals, K-line, quotes
No reviews yetgateway-ready921FreeBookkeeping, invoices and tax workflows for European businesses, including Polish KPiR and JPK.
No reviews yetgateway-ready6528/wkFreeQuery, edit, and reconcile a hosted Beancount ledger: BQL, reports, files, and bank imports.
No reviews yetgateway-ready300FreeFind and vet x402 payment APIs before your agent pays one: uptime, price, on-chain volume.
No reviews yetgateway-ready2660/wkFreeInstall, configure, operate and integrate self-hosted PayRam crypto payment gateways.
No reviews yetgateway-ready158FreeBudgeted research with cited evidence and visible payment state on the selected Arc network.
No reviews yetgateway-ready3926/wkFreeMCP server for Pluggy — Open Finance Brasil aggregator: accounts, transactions, payment initiation
No reviews yetlocal · npm27772/wkFreeBudget, payment and audit controls for AI agent API calls and MCP tool calls.
No reviews yetgateway-ready1156/wkFreeCheck x402 endpoints before your AI agent pays: grades, payment checks, refunds, receipts.
No reviews yetgateway-ready2959/wkFreeSigned sandbox verdicts on any artifact, plus an agent marketplace. No key, no signup, no payment.
No reviews yetgateway-ready2856/wkFreePayment layer for AI agents. One MCP, five protocols, thousands of paid APIs your agent can call.
No reviews yetlocal · npm221131/wkFreeEuropean payment QR — SPAYD (CZ/SK) & EPC/GiroCode (SEPA), plus text/WiFi/vCard. Local, free.
No reviews yetgateway-ready668/wkFreeReal-time financial market data: stocks, forex, crypto, commodities, and economic indicators
No reviews yetgateway-ready227FreeAccounting knowledge graphs: SEC XBRL filings, QuickBooks ledgers, reports and forecasts over MCP.
No reviews yetgateway-ready29Free
Xero alternatives by what you need
Open source Xero alternatives (23)
Published under an open licence such as MIT or Apache-2.0.
E Arveldaja, Tapetide - Indian Stock Market MCP, Quickbooks, Bexio, Yahoo Finance, Finance Toolkit, Yolfi Payments MCP, Yahoo Finance and 15 more below.
Hosted Xero alternatives (15)
Nothing to install: a remote endpoint you add by URL. Also callable through the mcp.market gateway.
Tapetide - Indian Stock Market MCP, Finance Toolkit, Yolfi Payments MCP, TickDB Market Data, Norman Finance — AI Bookkeeping, Accounting & Taxes, Beancount.io, X402 List, PayRam and 7 more below.
Local Xero alternatives (9)
A package you install and run on your own machine, so your data stays on your computer.
E Arveldaja, Quickbooks, Bexio, Yahoo Finance, Yahoo Finance, three.ws Tutor, three.ws Agent Payments, Pluggy and 1 more below.
Safest Xero alternatives (14)
Graded A: passed every check the scanner runs on the latest release.
Tapetide - Indian Stock Market MCP, Bexio, Yahoo Finance, Finance Toolkit, Yolfi Payments MCP, Yahoo Finance, three.ws Tutor, Norman Finance — AI Bookkeeping, Accounting & Taxes and 6 more below.
Xero and its alternatives compared
| Server | Grade | Rating | Licence | Runs | Stars |
|---|---|---|---|---|---|
| Xero(this one) | A85 | No reviews yet | NOASSERTION | Local | 14 |
| E Arveldaja | B83 | No reviews yet | Apache-2.0 | Local | 35 |
| Tapetide - Indian Stock Market MCP | A98 | No reviews yet | MIT | Hosted | 140 |
| Quickbooks | B77 | No reviews yet | MIT | Local | 277 |
| Bexio | A85 | No reviews yet | MIT | Local | 40 |
| Yahoo Finance | A88 | No reviews yet | MIT | Local | 24 |
| Finance Toolkit | A92 | No reviews yet | MIT | Hosted | 5.5k |
| Yolfi Payments MCP | A96 | No reviews yet | MIT | Hosted | 174 |
| Yahoo Finance | A92 | No reviews yet | MIT | Local | 207 |
| three.ws Tutor | A92 | No reviews yet | Apache-2.0 | Local | 265 |
| three.ws Agent Payments | B83 | No reviews yet | Apache-2.0 | Local | 265 |
| TickDB Market Data | B81 | No reviews yet | MIT | Hosted | 921 |
| Norman Finance — AI Bookkeeping, Accounting & Taxes | A97 | No reviews yet | MIT | Hosted | 65 |
| Beancount.io | A97 | No reviews yet | MIT | Hosted | 300 |
| X402 List | A93 | No reviews yet | MIT | Hosted | 26 |
| PayRam | B84 | No reviews yet | Not stated | Hosted | 158 |
| Keryx | B83 | No reviews yet | MIT | Hosted | 3 |
| Pluggy | B77 | No reviews yet | MIT | Local | 277 |
| SatGate – Economic Firewall for AI Agents | A96 | No reviews yet | Apache-2.0 | Hosted | 11 |
| Lumière PayCheck | A93 | No reviews yet | MIT | Hosted | 2 |
| Kenwea — Sandbox Attestation & Agent Marketplace | B80 | No reviews yet | MIT | Hosted | 2 |
| Mpp32 | B72 | No reviews yet | MIT | Local | 221 |
| Payqr | B83 | No reviews yet | MIT | Hosted | 6 |
| Alpha Vantage | A93 | No reviews yet | MIT | Hosted | 227 |
| RoboSystems | A97 | No reviews yet | Apache-2.0 | Hosted | 29 |