SwitchWize MCP server
Read-only US deposit and mortgage rate tools, freshness metadata, and SwitchWize indices.
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If you have run it, two minutes of your experience saves the next person an afternoon.
SwitchWize MCP tools (15, 1 write)
write = sends, deletes, buys or postsbest_move_this_weekFreeGiven the credit cards a user holds, rank this week's dollar-valued actions: which held card to use per spend category, welcome offers at a 12-month high on cards not held, active transfer bonuses, and (optionally) the savings-rate move beside the card move.
compare_switch_savingsFreeCompare a user's current APY with SwitchWize's current top savings APY for a balance.
get_bank_gapFreeEstimate the annual savings gap for a balance using the current Bank Gap Index assumptions.
get_bank_gap_indexFreeReturn the current SwitchWize Bank Gap Index headline value, latest release, and methodology URL.
get_card_changesFreeReturn recent verified credit-card fee and APR changes, most recent first. Each event is a diff between two confirmed snapshots of the same card.
get_card_downgrade_pathFreeReturn verified credit-card product-change (downgrade) paths and the issuer's fee-refund window: which no-fee or lower-fee card a given card can be product-changed to, and how long after the annual fee posts a refund is available on cancellation. Optionally filtered to one card id (issuer:slug); returns every verified path and window when omitted.
get_card_offersFreeReturn current credit-card welcome-bonus offers (non-targeted, confidence-gated), each with a verified timestamp, source URL, and the card's own 12-month best.
get_cd_rollover_rulesFreeReturn verified CD rollover rules for one bank, or every bank SwitchWize has verified: what happens automatically at maturity if the customer does nothing, the grace period, how to stop the rollover, and the early-withdrawal penalty. Each fact is sourced directly from the bank's own disclosure; an unverified field is omitted, never guessed.
get_index_datasetFreeReturn a SwitchWize index dataset summary and recent series.
get_rate_freshnessFreeReturn public data source freshness status and affected routes.
get_reality_scoreFreeReturn a premium credit-card Reality Score for a card and consumer segment.
get_reward_valuationsFreeReturn SwitchWize points/miles valuations (cents per point) per reward currency, with sample size and provisional/published status.
get_top_hysa_ratesFreeReturn top high-yield savings rates with freshness and attribution metadata.
get_top_ratesFreeReturn top SwitchWize rates for a supported category with freshness and attribution metadata.
get_transfer_bonuseswrite actionFreeReturn current point-transfer bonuses across tracked bank-to-partner routes, each with a verified timestamp, source URL, and best-ever-for-route when real history exists.
Public scan report
scanner v0.1.9 · 2026-09-19 · same rubric, same numbers if you re-run it
- –Code scanremote-only server, no package to scann/a
- Live reliabilityremote reachable in 2267ms17/20
- Tool poisoning15 tool descriptions checked15/15
- Auth qualityopen endpoint exposes 1 write-action tools with no auth3/15
- Maintenancelast push 15 days ago15/15
- Maintainer identityregistry namespace matches repository owner; GitHub account older than a year8/10
Findings (1)
- highWrite-action tools reachable without authentication
auth.open-write
Install directly
claude mcp add --transport http switchwize-mcp https://www.switchwize.com/api/mcp
SwitchWize MCP: common questions
- Is SwitchWize MCP server safe?
- Mostly: it is graded B (77/100). Read the SwitchWize MCP safety report
- How do I install SwitchWize MCP?
- It runs remotely at www.switchwize.com. Add it to Claude Code, Claude Desktop or Cursor with the snippets above, or call it through the mcp.market gateway without installing anything.
- Does SwitchWize MCP need an API key?
- Not as far as the registry entry and our scan can tell: no credentials are declared or required.
- Is SwitchWize MCP maintained?
- The last commit was 16 days ago (2026-09-04). The latest release is v0.1.0.
- Is SwitchWize MCP up?
- 100% of our last 5 checks got an answer. We check remote servers about four times a day.