Insurance Research Expert by Spot MCP server
online · 100% uptimeinsure.spot/insurance-research·v1.0.0Commercial insurance research: provider comparisons, pricing, and fit guidance.
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If you have run it, two minutes of your experience saves the next person an afternoon.
Insurance Research Expert by Spot tools (9)
write = sends, deletes, buys or postsask_spotFreeGenerate a bounded answer from retrieved public evidence. Every readable factual statement is copied from validated evidence and linked to its source.
compare_providersFreeRetrieve a published, sourced provider comparison. Provider aliases and reversed ordering resolve to the one canonical comparison. Optional coverage (for example "cyber", "D&O" or "workers comp") also lists each provider's published offering page for that line; per-coverage line comparisons are retired and their URLs redirect to the pair comparison. Optional need runs a bounded editorial judgment over that page only; it does not invent a ranking or a purchase recommendation.
get_pageFreeRetrieve a complete published Spot or The General Average research page by canonical path or URL, including /industries, industry pillars and vertical guides at /industries/{slug}, their FAQs at /industries/{slug}/{question}, provider profiles, comparisons, best-of rankings at /best, /best/{line} and /best/{line}/{segment}, reviews, scores, rankings, and methodology. Industry pages include parent and vertical links; lists are complete even when the website collapses them. Drafts, customer-specific guides, submissions, and unknown paths are unavailable.
get_provider_reviewsFreeResolve a provider name, alias, or slug and retrieve its published review summary, Review Score contributors, original source metrics, qualifications, and full Markdown with citations. Unpublished or unavailable review records return found:false.
get_provider_scoreFreeRetrieve a published reliability assessment and Reliability Score for one provider. Provider aliases resolve to the canonical assessment. This is an editorial score for a stated role and scope, not an AM Best rating or a recommendation. Optional need runs a bounded editorial judgment over that assessment only.
get_rankingsFreeRetrieve the current published Reliability Score rankings. Broker scores and Carrier & MGA scores are ranked separately; the directory also shows a combined score, the average of the two. Partial scores and unrated assessments keep their qualifications. Use search_provider_reliability for provider, score, and status filters. Optional need runs a bounded editorial judgment over the published tables only.
search_knowledgeFreeSearch published Spot pages and the insurance research The General Average publishes at thegeneralaverage.com: industry pillars, vertical insurance guides and FAQs, provider profiles, comparisons, best-of provider rankings by coverage line and business type, provider reviews, Reliability Scores, rankings, and rating methodology, with deterministic lexical retrieval. Research results carry thegeneralaverage.com URLs.
search_provider_reliabilityFreeSearch published Reliability Score assessments by query, status, and score range, and sort by name or displayed score. rubric=all sorts and filters by the combined score (the average of the Broker and Carrier & MGA scores, or the one a provider has).
search_provider_reviewsFreeSearch published provider reviews by query, Review Score range, and rating availability; sort alphabetically or by displayed Review Score. Scores equally weight eligible source ratings on a 10-point scale and use an approximate academic conversion for BBB grades. Use get_provider_reviews for source-level evidence.
Public scan report
scanner v0.1.10 · 2026-10-03 · same rubric, same numbers if you re-run it
- –Code scanremote-only server, no package to scann/a
- Live reliabilityremote reachable in 6371ms12/20
- Tool poisoning9 tool descriptions checked15/15
- Auth qualityopen endpoint, read-only tools10/15
- Maintenancelast push 16 days ago15/15
- Maintainer identityendpoint served from the registry-verified namespace domain8/10
How Insurance Research Expert by Spot compares
Against every graded MCP server, from our own scans and uptime checks. Updated after each scan run.
- Safety score
- 80/100
- higher than 60% of 48,255 servers
- Tools
- 9
- the typical server has 7
- Tools that change things
- 0%
- typical: 0%. Fewer write tools means less an agent can break
- Uptime
- 100%
- of our recent checks; the typical remote server answers 100%
- Response time
- 1,906 ms
- faster than 5% of 30,031 servers
What its tools let an agent do: 9 read
Install Insurance Research Expert by Spot in Claude Code, Cursor or VS Code
claude mcp add --transport http insurance-research https://spot.insure/mcp
What the publisher says
From the Insurance Research Expert by Spot repository's README, as published. We do not edit it. Read it on GitHub
Insurance Research Expert by Spot
Research commercial insurance with Spot's read-only public MCP and two responsible workflows for provider comparison and service-fit assessment.
Included capabilities
- Search Spot's published commercial-insurance knowledge with citations and qualifications.
- Retrieve canonical provider profiles, comparisons, public pages, and current pricing.
- Compare two providers without treating missing information as a negative fact.
- Assess whether Spot's independent, flat-fee advisory model may fit a company without promising savings, coverage, eligibility, or acceptance.
Included skills
- spot-insurance-fit gathers the decision-relevant company facts, retrieves Spot's current service model and pricing, preserves uncertainty, and offers a consultation only when fit is plausible.
- spot-provider-comparison follows a source-first comparison sequence, reports verification dates and undisclosed information, and ends with questions to verify with the provider or broker.
MCP server
The plugin connects to https://spot.insure/mcp. It is public, read-only, and does not require authentication. It cannot access customer accounts, accept documents, obtain quotes, bind coverage, issue certificates, or change policies.
Example requests
- “Compare Vouch and Embroker for a 75-person SaaS company that needs cyber and technology E&O.”
- “Would Spot's service model fit our 120-person company if we already have a broker and renew in four months?”
- “What does Spot publish about Coalition, and what should I verify before choosing a provider?”
Learn more at spot.insure.
Nothing above is checked by us. What we check is on the safety report.
Grade history
- 2026-10-03downgradeA → Bscore 80
Insurance Research Expert by Spot: common questions
- Is Insurance Research Expert by Spot MCP server safe?
- Mostly: it is graded B (80/100). Read the Insurance Research Expert by Spot safety report
- How do I install Insurance Research Expert by Spot?
- It runs remotely at spot.insure. Add it to Claude Code, Cursor, VS Code or Claude Desktop with the snippets above, or call it through the mcp.market gateway without installing anything.
- Does Insurance Research Expert by Spot need an API key?
- Not as far as the registry entry and our scan can tell: no credentials are declared or required.
- Is Insurance Research Expert by Spot maintained?
- The last commit was 48 days ago (2026-09-16). The latest release is v1.0.0.
- Is Insurance Research Expert by Spot up?
- 100% of our last 28 checks got an answer. We check remote servers about four times a day.
- How does Insurance Research Expert by Spot compare with other MCP servers?
- safety score 80/100 (higher than 60% of 48,255 servers); tools 9 (the typical server has 7); tools that change things 0% (typical: 0%. Fewer write tools means less an agent can break). Full comparison.