Actual Budget MCP Server

Actual Budget MCP Server

MCP server for integrating Actual Budget with Claude and other LLM assistants.

Overview

The Actual Budget MCP Server allows you to interact with your personal financial data from Actual Budget using natural language through LLMs. It exposes your accounts, transactions, and financial metrics through the Model Context Protocol (MCP).

Features

Resources

• Account Listings - Browse all your accounts with their balances
• Account Details - View detailed information about specific accounts
• Transaction History - Access transaction data with complete details

Tools

Transaction & Account Management

• get-transactions - Retrieve and filter transactions by account, date, amount, category, or payee
• create-transaction - Create a new transaction in an account with optional category, payee, and notes
• update-transaction - Update an existing transaction with new category, payee, notes, or amount
• get-accounts - Retrieve a list of all accounts with their current balance and ID
• balance-history - View account balance changes over time

Reporting & Analytics

• spending-by-category - Generate spending breakdowns categorized by type
• monthly-summary - Get monthly income, expenses, and savings metrics
• budget-vs-actual - Compare budgeted amounts against actual spending per category
• net-worth - Track assets, liabilities, and net worth across all accounts over time
• category-trends - See how spending in each category moves month over month, with trend direction
• spending-by-payee - Rank payees by how much was spent with (or received from) each one
• cash-flow - Report income, expenses, and net cash flow per month or week

The five tools above return JSON rather than markdown, so amounts stay machine-readable. Every amount is an integer number of cents, and each response carries an amountsIn field describing the sign conventions it uses.

Custom Reports & Dashboards

• get-custom-reports - Retrieve every saved custom report from the Reports section
• create-custom-report - Create a saved custom report
• update-custom-report - Update fields on a saved custom report, leaving the rest unchanged
• delete-custom-report - Delete a saved custom report
• get-dashboards - Retrieve every dashboard page and the widgets laid out on it
• add-dashboard-widget - Add a widget to a dashboard page
• update-dashboard-widget - Update a widget's configuration, position, or size
• remove-dashboard-widget - Remove a widget from its page
• organize-dashboard - Reposition and resize several widgets at once
• create-dashboard-page / rename-dashboard-page / delete-dashboard-page - Manage dashboard pages

Categories

• get-grouped-categories - Retrieve a list of all category groups with their categories
• create-category - Create a new category within a category group
• update-category - Update an existing category's name or group
• delete-category - Delete a category
• create-category-group - Create a new category group
• update-category-group - Update a category group's name
• delete-category-group - Delete a category group

Payees

• get-payees - Retrieve a list of all payees with their details
• create-payee - Create a new payee
• update-payee - Update an existing payee's details
• delete-payee - Delete a payee

Rules

• get-rules - Retrieve a list of all transaction rules
• create-rule - Create a new transaction rule with conditions and actions
• update-rule - Update an existing transaction rule
• delete-rule - Delete a transaction rule

Prompts

Shortened. The full README is on GitHub.