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Rychlá Hypo – Czech mortgages MCP server

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by rychlahypo.cz·cz.rychlahypo/mortgages·v1.0.1
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Czech mortgage rates, payment comparison and max loan per bank for 6 major Czech banks.

A87/100grade A
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Safety scan
A87/100

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Rychlá Hypo – Czech mortgages tools (4)

write = sends, deletes, buys or posts
  • calculate_max_mortgageFree

    Calculate how much each of 6 Czech banks will lend (or whether a requested amount gets approved) from household income, expenses, debts and property, using each bank's own credit methodology (DSTI, DTI, LTV, living costs, recognition of self-employed, pension, rental and other income). No personal data needed: ages and amounts only.

  • compare_mortgagesFree

    Compare the monthly payment, interest rate, RPSN (APRC), total cost and interest of a given mortgage amount across 6 Czech banks, sorted from cheapest. Applies each bank's LTV and small-loan surcharges and limits. Use for 'which bank is cheapest for X CZK'.

  • get_advisor_contactFree

    How the user can get a binding assessment and have the mortgage arranged for free by a licensed Czech mortgage intermediary (Rychlá Hypo). Returns phone, e-mail and links.

  • get_mortgage_ratesFree

    Current published mortgage rates of 6 major Czech banks (Česká spořitelna, ČSOB, Komerční banka, UniCredit Bank, Raiffeisenbank, mBank) by fixation period, with LTV surcharges, limits and fees. Source: Rychlá Hypo (rychlahypo.cz), rates verified in the banks' calculators.

Public scan report

scanner v0.1.9 · 2026-09-27 · same rubric, same numbers if you re-run it

no findings
  • –Code scanremote-only server, no package to scann/a
  • Live reliabilityremote reachable in 1826ms20/20
  • Tool poisoning4 tool descriptions checked15/15
  • Auth qualityopen endpoint, read-only tools10/15
  • Maintenancelast push 0 days ago15/15
  • Maintainer identitynamespace and repository owner differ; website matches verified namespace5/10
Overall 87/100. Components that don't apply are left out of the denominator. Any critical finding is an F.RubricAppeal a findingJSON

How Rychlá Hypo – Czech mortgages compares

Against every graded Finance MCP server, from our own scans and uptime checks. Updated after each scan run.

Safety score
87/100
higher than 83% of 1,761 Finance servers
Tools
4
the typical Finance server has 8
Tools that change things
0%
typical: 0%. Fewer write tools means less an agent can break
Uptime
100%
of our recent checks; the typical remote Finance server answers 100%
Response time
669 ms
faster than 19% of 1,133 Finance servers

What its tools let an agent do: 4 read

Install Rychlá Hypo – Czech mortgages in Claude Code, Cursor or VS Code

claude mcp add --transport http mortgages https://rychlahypo.cz/mcp
Add to Cursor

What the publisher says

From the Rychlá Hypo – Czech mortgages repository's README, as published. We do not edit it. Read it on GitHub

Rychlá Hypo MCP server – Czech mortgages

Remote MCP server with Czech mortgage data for AI assistants and agents. It answers questions like "What mortgage rate can I get in the Czech Republic?" or "How much will a Czech bank lend me on a 60 000 CZK net income?" for the six largest Czech mortgage banks: Česká spořitelna, ČSOB, Komerční banka, UniCredit Bank, Raiffeisenbank and mBank.

  • Endpoint: https://rychlahypo.cz/mcp (Streamable HTTP, stateless)
  • Auth: none · free · 20 requests per minute per IP
  • Official MCP Registry: cz.rychlahypo/mortgages
  • Docs (CZ): https://rychlahypo.cz/api-dokumentace · OpenAPI: https://rychlahypo.cz/openapi.json

This repository only documents the hosted server. The calculation engine runs on rychlahypo.cz and is not open source.

Tools

No personal data is needed (ages and amounts only) and nothing is stored.

Connect

Claude Code

claude mcp add --transport http rychlahypo https://rychlahypo.cz/mcp

Claude.ai / Claude Desktop, ChatGPT (developer mode) – add a custom connector with URL https://rychlahypo.cz/mcp.

Cursor, VS Code, Windsurf and other clients

{
  "mcpServers": {
    "rychlahypo": { "url": "https://rychlahypo.cz/mcp" }
  }
}

Example

curl -s -X POST https://rychlahypo.cz/mcp -H 'Content-Type: application/json' -d '{
  "jsonrpc": "2.0", "id": 1, "method": "tools/call",
  "params": { "name": "compare_mortgages",
    "arguments": { "loan_amount": 4000000, "property_value": 5000000, "term_years": 30, "fixation": "3R" } } }'

Terms

Free to use for showing results to people in AI assistants, apps and websites. When you show a rate, show the APRC (RPSN) at least as prominently (Czech consumer credit law, § 91 of Act No. 257/2016 Coll.) and cite Rychlá Hypo (https://rychlahypo.cz) as the source. Reselling results, building a competing mortgage comparison on top of the API, bulk harvesting and reconstructing the methodology are not allowed. Results are indicative, not a bank offer or financial advice.

Rychlá Hypo is operated by Kurdiovsky s.r.o. Mortgages are arranged by Jan Kurdiovský, tied agent of SAB servis s.r.o., registered with the Czech National Bank. Contact: info@rychlahypo.cz

Česky

Veřejný MCP server Rychlé Hypo: aktuální sazby hypoték 6 bank s RPSN, srovnání splátek a kolik vám která banka půjčí podle své metodiky. Zdarma, bez klíče a bez osobních údajů. Dokumentace: https://rychlahypo.cz/api-dokumentace

Nothing above is checked by us. What we check is on the safety report.

Rychlá Hypo – Czech mortgages: common questions

Is Rychlá Hypo – Czech mortgages MCP server safe?
Yes, by our scan: it is graded A (87/100). Read the Rychlá Hypo – Czech mortgages safety report
How do I install Rychlá Hypo – Czech mortgages?
It runs remotely at rychlahypo.cz. Add it to Claude Code, Cursor, VS Code or Claude Desktop with the snippets above, or call it through the mcp.market gateway without installing anything.
Does Rychlá Hypo – Czech mortgages need an API key?
Not as far as the registry entry and our scan can tell: no credentials are declared or required.
Is Rychlá Hypo – Czech mortgages maintained?
The last commit was 37 days ago (2026-09-27). The latest release is v1.0.1.
Is Rychlá Hypo – Czech mortgages up?
100% of our last 28 checks got an answer. We check remote servers about four times a day.
What can I use instead of Rychlá Hypo – Czech mortgages?
Servers from other publishers that do the same job: three.ws Agent Payments MCP server, Bcra MCP server and Adis MCP server.
How does Rychlá Hypo – Czech mortgages compare with other Finance MCP servers?
safety score 87/100 (higher than 83% of 1,761 Finance servers); tools 4 (the typical Finance server has 8); tools that change things 0% (typical: 0%. Fewer write tools means less an agent can break). Full comparison.

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