RightCard MCP server
online · 100% uptimeai.rightcard/mcp·v0.1.17Which of your credit cards to use at any store, from verified bank data. No bank login.
0 stars875 downloads/wk
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If you have run it, two minutes of your experience saves the next person an afternoon.
RightCard tools (5)
write = sends, deletes, buys or postsbest_cardFreeWhich of the given cards earns the most at a store (merchant) or for a spend category, today. Returns the card, the honest rate, why, and caveats (merchant-code traps, activation, ties). Base rates + rotating bonuses + built-in card benefits only; a user's personal bank offers live on their phone and are not consulted here.
cardFreeEverything RightCard knows about one card: rates by category, base rate, currency, annual fee, verification status, live rotating windows, and the choose-your-category spec if it has one.
lookup_merchantFreeThe store's reward category as RightCard's directory files it, its merchant type, and the merchant-code caveat when a category bonus usually will not post there (superstores like Walmart/Target, warehouse clubs like Costco/Sam's). Same ranking the app uses.
rotating_calendarFreeLive and upcoming rotating-category windows (Freedom Flex, Discover it, Citi Dividend…) and permanent merchant benefits, from the same verified data as the app. Optionally filter by card id.
search_cardsFreeSearch RightCard's catalog by card or issuer name to get the ids to pass into best_card. Verified cards first; unverified cards are flagged, never hidden.
Public scan report
scanner v0.1.10 · 2026-11-03 · same rubric, same numbers if you re-run it
- Code scan21 source files scanned25/25
- Live reliabilityremote reachable in 803ms20/20
- Tool poisoning5 tool descriptions checked15/15
- Auth qualityopen endpoint, read-only tools10/15
- Maintenancelast push 3 days ago15/15
- Maintainer identityregistry namespace matches repository owner; website matches verified namespace9/10
How RightCard compares
Against every graded E-commerce MCP server, from our own scans and uptime checks. Updated after each scan run.
- Safety score
- 94/100
- higher than 96% of 2,174 E-commerce servers
- Tools
- 5
- the typical E-commerce server has 6
- Tools that change things
- 0%
- typical: 0%. Fewer write tools means less an agent can break
- Uptime
- 100%
- of our recent checks; the typical remote E-commerce server answers 100%
- Response time
- 124 ms
- faster than 82% of 1,527 E-commerce servers
- Downloads a week
- 875
- more than 95% of 411 E-commerce servers with a package
What its tools let an agent do: 5 read
Release history: 7 versions in the registry since 2026-09-16, latest 2026-10-28, typically one every 10 days.
Install RightCard in Claude Code, Cursor or VS Code
claude mcp add --transport http mcp https://mcp.rightcard.ai/mcp
What the publisher says
From the RightCard repository's README, as published. We do not edit it. Read it on GitHub
RightCard MCP
The card-selection oracle for agents: which of your credit cards should pay here? Answers come from RightCard's bank-published, two-source-verified reward data — the same data the RightCard iOS app uses.
won't post), rotating quarters with activation flags, ties named, points valued per program.
- No bank login. No account. Nothing stored. You pass card ids and a store name; you get an answer.
- Honest by construction: merchant-code caveats (Costco is a warehouse club, so the grocery bonus
- Cash value by default; valuation: "points" for conservative travel values.
Use it
Hosted (stateless Streamable HTTP):
https://mcp.rightcard.ai/mcpLocal (stdio, nothing leaves your machine except a read of the public catalog):
npx rightcard-mcpClaude Desktop / Claude Code / Cursor config:
{ "mcpServers": { "rightcard": { "command": "npx", "args": ["-y", "rightcard-mcp"] } } }Tools
Try: "I have the Amex Gold, Freedom Flex and Citi Double Cash. Which one at Costco?"
Parity with the app
src/engine.ts is a port of the iOS app's Swift engine. fixtures/engine_golden.json holds 3,100+ answers produced by the Swift code over the real catalog and merchant directory; npm test fails if the port disagrees on any of them. Offers (a user's personal bank offers) are deliberately not part of this server — they live on the phone.
Privacy
The hosted server logs request counts only. No identifiers, no cookies, no storage. Full policy: https://rightcard.ai/privacy
Nothing above is checked by us. What we check is on the safety report.
RightCard: common questions
- Is RightCard MCP server safe?
- Yes, by our scan: it is graded A (94/100). Read the RightCard safety report
- How do I install RightCard?
- It runs remotely at mcp.rightcard.ai. Add it to Claude Code, Cursor, VS Code or Claude Desktop with the snippets above, or call it through the mcp.market gateway without installing anything.
- Does RightCard need an API key?
- Not as far as the registry entry and our scan can tell: no credentials are declared or required.
- Is RightCard maintained?
- The last commit was 4 days ago (2026-10-31). The latest release is v0.1.17.
- Is RightCard up?
- 100% of our last 28 checks got an answer. We check remote servers about four times a day.
- What can I use instead of RightCard?
- Servers from other publishers that do the same job: Pagseguro MCP server, Apify MCP server and Heimdall MCP server.
- How does RightCard compare with other E-commerce MCP servers?
- safety score 94/100 (higher than 96% of 2,174 E-commerce servers); tools 5 (the typical E-commerce server has 6); tools that change things 0% (typical: 0%. Fewer write tools means less an agent can break). Full comparison.
Alternatives to RightCard
Same job from other publishers: the closest match first, then the best rated.
- PagseguroMCP server for PagSeguro/PagBank — orders, Pix, boleto, credit card, chargesnot reviewedEstablishedB
- ApifyExtract data from any website with thousands of scrapers, crawlers, and automations on Apify Store ⚡not reviewedEstablishedA
- HeimdallEvery App Store Connect + StoreKit 2 endpoint. 929 tools in 13 profiles, narrow to 27.not reviewedEstablishedB
BuywhereAgent-native product catalog: 300M+ products, 150,000+ stores, deliver_to ranking.not reviewedEstablishedA- NativeKeelReact Native and Expo health check: upgrade blockers, store rules, crash risks, security findingsnot reviewedGrowingA