Plaid MCP server
Query Plaid sandbox: institutions, categories, sandbox public tokens. Sandbox only.
577 downloads/wk
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If you have run it, two minutes of your experience saves the next person an afternoon.
Plaid tools (10, 1 write)
write = sends, deletes, buys or postsRead from the package source without running it. The installed server may list more.
get_institutionBy ID.
list_categoriesPersonal finance categories Plaid can return.
list_institutionsSandbox banks available for testing.
sandbox_authAccount/routing.
sandbox_balanceNeeds sandbox access token.
sandbox_holdingsInvestment holdings.
sandbox_identityAccount holder.
sandbox_liabilitiesLoans/credit.
sandbox_tokenwrite actionCreate a test public token (sandbox only).
sandbox_transactionsNeeds sandbox access token.
Public scan report
scanner v0.1.10 · 2026-10-01 · same rubric, same numbers if you re-run it
- Code scan7 source files scanned25/25
- –Live reliabilityno gateway calls yet and no remote to proben/a
- –Tool poisoningtools not inspected (local package is not executed); not countedn/a
- Auth qualitylocal package, no credentials required12/15
- Maintenancerepository not readable: repo not found3/15
- Maintainer identityno repository or website to verify2/10
How Plaid compares
Against every graded MCP server, from our own scans and uptime checks. Updated after each scan run.
- Safety score
- 65/100
- higher than 20% of 48,255 servers
- Tools
- 10
- the typical server has 7
- Tools that change things
- 10%
- typical: 0%. Fewer write tools means less an agent can break
- Downloads a week
- 577
- more than 90% of 12,191 servers with a package
What its tools let an agent do: 9 read · 1 change
Install Plaid in Claude Code, Cursor or VS Code
Runs npx -y plaid-mcp on your machine. Read the scan report first; the gateway never runs local packages.
claude mcp add plaid-mcp -- npx -y plaid-mcp
Plaid: common questions
- Is Plaid MCP server safe?
- With care: it is graded C, so read the findings first (65/100). Read the Plaid safety report
- How do I install Plaid?
- It runs on your machine. Copy the Claude Code, Cursor, VS Code or Claude Desktop config from the install section.
- Does Plaid need an API key?
- Not as far as the registry entry and our scan can tell: no credentials are declared or required.
- Is Plaid maintained?
- The latest release is v1.1.0.
- How does Plaid compare with other MCP servers?
- safety score 65/100 (higher than 20% of 48,255 servers); tools 10 (the typical server has 7); tools that change things 10% (typical: 0%. Fewer write tools means less an agent can break). Full comparison.