MCP.Market

RealityCents — Hawaii Mortgage & VA Loan Calculators MCP server

online · 100% uptime
by jaymiller-cmg·io.github.jaymiller-cmg/mortgage-hawaii·v2.0.0
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Read-only Hawaii mortgage and VA loan calculators from RealityCents.com. No personal data collected.

C57/100grade C
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Safety scan
C57/100

full report

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RealityCents — Hawaii Mortgage & VA Loan Calculators tools (9, 2 write)

write = sends, deletes, buys or posts
  • calculate_affordabilityFree

    Estimate a maximum purchase price from gross monthly income, monthly debts, and a DTI target (default 45 for VA and FHA, 41 for conventional and jumbo). Returns the payment at that price. Read-only. No personal identifiers.

  • calculate_buydownFree

    Year-by-year principal-and-interest and subsidy cost for a 2-1, 1-0, or 3-2-1 temporary buydown, or the upfront cost of permanent discount points. Read-only. The note rate is an example, not a quote.

  • calculate_mortgage_paymentFree

    Estimate PITI for a Hawaii purchase: principal and interest, property tax, insurance, HOA, and PMI, FHA MIP, or a financed VA funding fee. Read-only. Do not send a name, email, phone, SSN, or street address. Rates are examples, not quotes.

  • compare_loansFree

    Compare 2 to 4 loan scenarios (type, rate, down payment, term, discount points) on one purchase price. Returns payment, an illustrative cash-to-close, and total interest. Read-only. Rates are examples.

  • get_preapproval_linkFree

    Return Jay Miller's public CMG Home Loans application link and published business contact. Does not ask for or store personal information.

  • hawaii_mortgage_guidanceFree

    Concise factual notes on Hawaii property tax, VA loans, leasehold versus fee simple, VA condo approval, 2026 loan limits, BAH/COLA, closing costs, or pre-approval steps. Drawn from RealityCents articles. No rate quotes. Read-only.

  • rent_vs_buywrite actionFree

    Compare cumulative rent with the net cost of buying over a holding period, using Honolulu's 0.35% tax default unless you override it. Read-only. Not a price or rent forecast.

  • va_purchase_powerwrite actionFree

    Estimate Honolulu County military income (base pay, BAH, BAS, COLA) and a VA purchase price from pay grade, years of service, and dependents. Uses the RealityCents 2026 pay tables. Read-only. Do not send a name or SSN.

  • va_remaining_entitlementFree

    For a Hawaii county, compute remaining VA entitlement, the max $0-down loan, and the 25% down payment on any amount above that. $0 already in use is treated as full entitlement (no county cap). Read-only.

Public scan report

scanner v0.1.10 · 2026-09-28 · same rubric, same numbers if you re-run it

1 high1 low
  • –Code scanremote-only server, no package to scann/a
  • Live reliabilityremote reachable in 999ms20/20
  • Tool poisoning9 tool descriptions checked15/15
  • Auth qualityopen endpoint exposes 2 write-action tools with no auth3/15
  • Maintenanceno repository listed3/15
  • Maintainer identityno repository or website to verify2/10

Findings (2)

  • highWrite-action tools reachable without authenticationauth.open-write
  • lowNo source repository listedmaint.no-repo
Overall 57/100. Components that don't apply are left out of the denominator. Any critical finding is an F.RubricAppeal a findingJSON

How RealityCents — Hawaii Mortgage & VA Loan Calculators compares

Against every graded MCP server, from our own scans and uptime checks. Updated after each scan run.

Safety score
57/100
higher than 12% of 48,255 servers
Tools
9
the typical server has 7
Tools that change things
22%
typical: 0%. Fewer write tools means less an agent can break
Uptime
100%
of our recent checks; the typical remote server answers 100%
Response time
180 ms
faster than 67% of 30,031 servers

What its tools let an agent do: 7 read · 2 change

Release history: 2 versions in the registry since 2026-04-07, latest 2026-09-28, typically one every 174 days.

Install RealityCents — Hawaii Mortgage & VA Loan Calculators in Claude Code, Cursor or VS Code

claude mcp add --transport http mortgage-hawaii https://realitycents-mcp.jaymiller.workers.dev/mcp
Add to Cursor

Grade history

  • 2026-09-28restoreF → Cscore 57: Write-action tools reachable without authentication; No source repository listed

RealityCents — Hawaii Mortgage & VA Loan Calculators: common questions

Is RealityCents — Hawaii Mortgage & VA Loan Calculators MCP server safe?
With care: it is graded C, so read the findings first (57/100). Read the RealityCents — Hawaii Mortgage & VA Loan Calculators safety report
How do I install RealityCents — Hawaii Mortgage & VA Loan Calculators?
It runs remotely at realitycents-mcp.jaymiller.workers.dev. Add it to Claude Code, Cursor, VS Code or Claude Desktop with the snippets above, or call it through the mcp.market gateway without installing anything.
Does RealityCents — Hawaii Mortgage & VA Loan Calculators need an API key?
Not as far as the registry entry and our scan can tell: no credentials are declared or required.
Is RealityCents — Hawaii Mortgage & VA Loan Calculators maintained?
The last commit was 211 days ago (2026-04-07). The latest release is v2.0.0.
Is RealityCents — Hawaii Mortgage & VA Loan Calculators up?
100% of our last 28 checks got an answer. We check remote servers about four times a day.
How does RealityCents — Hawaii Mortgage & VA Loan Calculators compare with other MCP servers?
safety score 57/100 (higher than 12% of 48,255 servers); tools 9 (the typical server has 7); tools that change things 22% (typical: 0%. Fewer write tools means less an agent can break). Full comparison.