AbaPay MCP server
online · 100% uptimeio.github.investorphem/abapay·v1.1.0·1 starsNon-custodial stablecoin bill-pay rails on Celo & Base for AI agents, settled on-chain via MCP.
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If you have run it, two minutes of your experience saves the next person an afternoon.
AbaPay tools (11, 3 write)
write = sends, deletes, buys or postscancel_schedulewrite actionFreeCancel active schedules for the linked wallet. Call list_schedules first to get a real id. Pass id to cancel exactly one (no PIN needed). Cancelling several at once — provider for every schedule of that provider, or all: true for every schedule on this wallet — requires the PIN, asked from the human each time. Calling with none of id/provider/all is refused rather than cancelling everything.
check_balanceFreeCheck a linked wallet's stablecoin balances and remaining agent spending allowance. Works with no arguments once this connector is authorized via OAuth.
describe_capabilitiesFreeList what AbaPay can pay (airtime, data, electricity, cable, etc.), any services currently paused, and example requests. Call this first if unsure what is supported.
get_payment_statusFreeLook up one payment by its reference — the transaction hash (0x…) or the request id a payment returned — and get its current status in plain words: delivered, still being confirmed, failed, or refunded, including where any refund stands. Only finds payments made by the linked wallet. Read-only, no PIN required. Use this instead of paying again when a pay_bill result was lost.
list_international_optionsFreeBrowse the REAL, live international top-up catalogue (140+ countries) one level at a time. Call with no country to see supported countries. Add country to see its product types. Add product_type_id to see operators. Add operator_id too to see real, currently purchasable plans with their exact codes, foreign-currency price, and NGN-equivalent cost. ALWAYS call this before pay_bill with service: INTERNATIONAL, and pass back the exact country/product_type_id/operator_id/variation_code shown — never guess any of them. Only plans marked fixed-price can be paid via pay_bill right now; flexible-amount plans must be completed in the AbaPay app.
list_plansFreeList the REAL, currently purchasable plans for a service that needs one — DATA bundles, CABLE packages, or EDUCATION products (WAEC/JAMB) — with their exact codes and current VTpass prices. ALWAYS call this before pay_bill for these three services and pass back one of the returned codes as variation_code. Never guess a plan, a code, or a price — if this returns nothing usable, say so rather than inventing one.
list_schedulesFreeList active recurring/one-off bill schedules for the linked wallet — same data as the AbaPay app and Telegram/WhatsApp "show my schedules". Read-only, no PIN required. Returns each schedule's id — pass that to cancel_schedule to remove one.
pay_billwrite actionFreePay a real bill — Nigerian (airtime, data, electricity, cable TV, a WAEC/JAMB education PIN) or international airtime/data across 140+ countries — from the linked wallet, settled on-chain and delivered via the same pipeline as the AbaPay app. For DATA, CABLE (when changing package), and EDUCATION, call list_plans first and use a real variation_code from it. For service: INTERNATIONAL, call list_international_options first and pass back its exact country/product_type_id/operator_id/variation_code — never guess any of these. ALWAYS requires the PIN — including when this connector is authorized via OAuth; ask the human for it every time and never guess or reuse a remembered one. Money moves for real — only call this once the human has clearly confirmed the exact amount, provider, and account. EXECUTES IMMEDIATELY, with no delay/schedule parameter of any kind — there is no way to queue this call for later on this connection. If the human asks to pay "in N minutes", "later today", "tomorrow", or any other future time, do NOT call this now: ask them to confirm they want it sent immediately instead, or tell them delayed/recurring automations can only be set up from the AbaPay app or by messaging the AbaPay agent on Telegram/WhatsApp/X — never silently pay right away when a delay was requested.
pay_bill_batchwrite actionFreePay airtime or data to multiple recipients in ONE call — the same multi-recipient batch Telegram/WhatsApp/X support ("send 500 to X and 1000 to Y"). One PIN authorizes the whole batch. Recipients are grouped by (chain, token); each group's capacity (balance + approved agent limit) is checked against that group's own subtotal — but if ANY group is short, the ENTIRE batch is refused before anything moves (all-or-nothing on capacity; paying 6 of 8 recipients because the 7th was under-funded is worse than one clear error up front). Once capacity clears, recipients are paid one at a time and the response reports each individually, since a single vend failure partway through must not be reported as if the whole batch failed. AIRTIME and DATA only — electricity, cable, education, and international are not batchable; call pay_bill for those, one at a time. For DATA, call list_plans first and give each recipient needing one its own real variation_code. EXECUTES IMMEDIATELY: no delay/schedule option, same as pay_bill — for a delayed/recurring batch, call schedule_bill once per recipient instead.
schedule_billFreeSet up a recurring or future one-off bill payment — daily/weekly/monthly airtime, data, electricity, or cable — the same automation Telegram/WhatsApp/X support. Validates exactly like pay_bill (call list_plans first for DATA, or CABLE when changing package, to get a real variation_code) and ALWAYS requires the PIN, since this creates a standing spend. Nothing is charged when this tool runs — money only moves later, when the schedule actually fires, and only if the wallet still has a funded on-chain allowance at that time. If the approved agent limit already covers the amount right now, the schedule is created to auto-pay itself each time it is due; otherwise it is saved as notify-only and someone must call pay_bill manually when it comes due — the response says which. EDUCATION and INTERNATIONAL cannot be scheduled; pay those directly with pay_bill. Use list_schedules to see what is set up and cancel_schedule to remove one.
transaction_historyFreeList recent real transactions for the linked wallet — same data as the AbaPay app's History tab (service, provider, amount, status, tx hash). Read-only, no PIN required. The interactive card's own Next/Previous buttons page through results by re-calling this tool with a different offset — pass offset yourself only when asked for something like "the next page" or "transactions before that" in plain text.
Public scan report
scanner v0.1.10 · 2026-10-03 · same rubric, same numbers if you re-run it
- –Code scanremote-only server, no package to scann/a
- Live reliabilityremote reachable in 3209ms17/20
- Tool poisoning11 tool descriptions checked15/15
- Auth qualityopen endpoint exposes 3 write-action tools with no auth3/15
- Maintenancelast push 1 days ago15/15
- Maintainer identityregistry namespace matches repository owner; GitHub account older than a year8/10
Findings (1)
- highWrite-action tools reachable without authentication
auth.open-write
How AbaPay compares
Against every graded MCP server, from our own scans and uptime checks. Updated after each scan run.
- Safety score
- 77/100
- higher than 50% of 48,255 servers
- Tools
- 11
- the typical server has 7
- Tools that change things
- 27%
- typical: 0%. Fewer write tools means less an agent can break
- Uptime
- 100%
- of our recent checks; the typical remote server answers 100%
- Response time
- 606 ms
- faster than 24% of 30,031 servers
- GitHub stars
- 1
- more than 65% of 28,688 servers
What its tools let an agent do: 8 read · 2 change · 1 delete
Release history: 2 versions in the registry since 2026-09-16, latest 2026-09-30, typically one every 14 days.
Install AbaPay in Claude Code, Cursor or VS Code
claude mcp add --transport http abapay https://agents.abapays.com/api/mcp
What the publisher says
From the AbaPay repository's README, as published. We do not edit it. Read it on GitHub
⚡ AbaPay Protocol
AbaPay is a decentralized, Web3-native utility payment platform built on Base (the default chain) and Celo. It lets users pay for real-world bills — Airtime, Mobile Data, Electricity, Cable TV, Bank Transfers, Education PINs, and International Airtime/Data — using on-chain stablecoins (USDT, USDC, USAT), with instant fiat settlement handled server-side via the VTpass API. Payments can be made directly in the web app, or hands-free through a conversational, autonomous AI agent ("DeAI") on Telegram, WhatsApp, and X — a real on-chain identity under ERC-8004, discoverable on 8004scan.io — that can pay bills unattended, run recurring/scheduled autopay, and settle multi-recipient batch payments, all spending from a bounded, user-revocable on-chain allowance — no custody, no server-side keys.
Designed for low fees, cross-border utility vending (Nigeria + every country VTpass's live international catalogue returns), and mobile-first accessibility — MiniPay, Valora, Farcaster Mini Apps, Coinbase Smart Wallet / Base Account, MetaMask, and any other WalletConnect-compatible wallet (see Supported Wallets & Environments).
Operator: Masonode Technologies Limited (RC 9524980), Nigeria.
🌟 Key Features
- Multi-Chain Payments: Pay bills directly with USDT, USDC, or USAT on Base (Mainnet/Sepolia) or Celo (Mainnet/Alfajores). Base is the default chain; Celo remains fully supported and switchable. The app auto-detects the connected chain and filters/reorders available stablecoins accordingly — USDC leads on Base, USD₮ leads on Celo, and USAT is Celo-mainnet-exclusive.
- Live VTpass Catalogue — nothing about a provider is hardcoded any more: every provider name, logo, and amount limit for airtime, data, electricity, cable and education is fetched live from VTpass (src/lib/vtpassCatalog.ts, served to the browser by /api/providers) rather than from four separate hardcoded lists. The app, chat, MCP and the admin dashboard all read the same in-process cache, so there is exactly one source of truth. See Live provider catalogue below.
- Per-Provider Amount Limits, Enforced Live: the ceiling is VTpass's real published minimiumamount/maximumamount per provider, not one flat number per service — airtime alone ranges MTN ₦200,000 / Glo ₦100,000 / Airtel ₦50,000 / 9mobile ₦50,000, and electricity minimums range ₦100 (Ikeja, Aba) to ₦2,000 (Ibadan). A flat cap either wrongly refused a valid MTN top-up or wrongly accepted an Airtel one that VTpass rejects after the user has already paid on-chain.
- International Bill Pay: Users can select a country and pay for foreign airtime/data in that country's own currency and rate — transaction history and receipts reflect the local currency, not just Naira. The country list is fetched live from VTpass (/get-international-airtime-countries) on every channel, so the app, chat and MCP can never disagree about which countries are covered.
- Instant Vending: Automated API integration with VTpass for instant token generation, airtime top-ups, and data bundle delivery.
- Education PINs in every channel: WAEC result-checker and WAEC registration PINs are buyable from the app, from chat (Telegram/WhatsApp/X/in-app), and over MCP — not app-only. ⚠️ JAMB is a deliberate honesty caveat: the code path exists end-to-end (intent parsing, profile-ID verification, variation_code handling), but jamb is not enabled on the current VTpass merchant account — VTpass answers {"code":"011","content":{"errors":"Service is Not Valid"}} — so it does not appear in the live catalogue and cannot currently be sold. If the account is enabled for it, it appears automatically with no code change.
- Smart Merchant Verification: Validates electricity meters, smartcard/IUC numbers, and
Shortened. The full README is on GitHub.
Nothing above is checked by us. What we check is on the safety report.
AbaPay: common questions
- Is AbaPay MCP server safe?
- Mostly: it is graded B (77/100). Read the AbaPay safety report
- How do I install AbaPay?
- It runs remotely at agents.abapays.com. Add it to Claude Code, Cursor, VS Code or Claude Desktop with the snippets above, or call it through the mcp.market gateway without installing anything.
- Does AbaPay need an API key?
- Not as far as the registry entry and our scan can tell: no credentials are declared or required.
- Is AbaPay maintained?
- The last commit was 33 days ago (2026-10-01). The latest release is v1.1.0.
- Is AbaPay up?
- 100% of our last 28 checks got an answer. We check remote servers about four times a day.
- How does AbaPay compare with other MCP servers?
- safety score 77/100 (higher than 50% of 48,255 servers); tools 11 (the typical server has 7); tools that change things 27% (typical: 0%. Fewer write tools means less an agent can break). Full comparison.