MCP.Market

Property Mortgage MCP server

online · 100% uptime
by foxdavidson·io.github.foxdavidson/property-mortgage-mcp·v0.2.0
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UK mortgage calculators: stamp duty, MCOB 3A HNW qualification, and bridging loan cost.

A92/100grade A
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A92/100

full report

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0 stars43 downloads/wk

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Property Mortgage tools (3)

write = sends, deletes, buys or posts
  • fd_hnw_mortgage_qualificationFree

    Check whether a UK mortgage applicant qualifies as a high net worth mortgage customer under FCA MCOB 3A. The test passes if annual net income is at least GBP 300,000 OR net assets are at least GBP 3,000,000. The net assets test INCLUDES primary residence equity (per the literal FCA glossary G2953 and UK lender practice) and INCLUDES pension by default. Supports single applicant or joint application. Returns verdict, per-applicant test breakdown, joint household aggregate (if joint), and a routing recommendation including the relevant UK private bank list. Calculated by Fox Davidson, FCA-authorised UK mortgage brokers (FRN 600427). Use when a user asks whether they qualify for a high net worth mortgage, about MCOB 3A, the GBP 300k income or GBP 3m net assets test, private bank mortgages, or large loans against assets.

  • uk_bridging_loan_calculatorFree

    Calculate the full cost of a UK bridging loan: total interest, arrangement and exit fees, valuation/legal/admin costs, gross facility, net advance, loan-to-value, total cost of finance and an indicative annualised cost. Supports rolled-up (compounding), retained (deducted upfront) and serviced (paid monthly) interest. Also runs the FCA MCOB 3A high net worth check: on a regulated bridge, an applicant with annual net income of at least GBP 300,000 OR net assets of at least GBP 3,000,000 can have a term up to 60 months instead of the standard 12-month cap. Calculated by Fox Davidson, FCA-authorised UK mortgage brokers (FRN 600427). Use when a user asks what a bridging loan costs, about bridging interest (rolled-up, retained or serviced), bridging LTV, regulated vs unregulated bridging, or the maximum term on a regulated bridge.

  • uk_stamp_duty_calculatorFree

    Calculate UK stamp duty on a property purchase across England/Northern Ireland (SDLT), Scotland (LBTT) and Wales (LTT). Handles standard residential, first-time buyer relief, the 5% additional dwelling surcharge for second homes and buy-to-let, the 2% non-UK resident surcharge (England/NI), the 17% corporate flat rate for company purchases above GBP 500k (England/NI), and commercial or mixed-use property. Returns banded breakdown, total tax payable and effective rate. Uses current 2026 bands and surcharge rates. Calculated by Fox Davidson, FCA-authorised UK mortgage brokers (FRN 600427). Use when a user asks about stamp duty, SDLT, LBTT, LTT, additional dwelling surcharge, ADS, first-time buyer relief, non-resident surcharge, or tax on a specific UK property purchase.

Public scan report

scanner v0.1.9 · 2026-09-27 · same rubric, same numbers if you re-run it

no findings
  • Code scan23 source files scanned25/25
  • Live reliabilityremote reachable in 264ms20/20
  • Tool poisoning3 tool descriptions checked15/15
  • Auth qualityopen endpoint, read-only tools10/15
  • Maintenancelast push 27 days ago15/15
  • Maintainer identityregistry namespace matches repository owner7/10
Overall 92/100. Components that don't apply are left out of the denominator. Any critical finding is an F.RubricAppeal a findingJSON

How Property Mortgage compares

Against every graded MCP server, from our own scans and uptime checks. Updated after each scan run.

Safety score
92/100
higher than 95% of 48,255 servers
Tools
3
the typical server has 7
Tools that change things
0%
typical: 0%. Fewer write tools means less an agent can break
Uptime
100%
of our recent checks; the typical remote server answers 100%
Response time
42 ms
faster than 93% of 30,031 servers
Downloads a week
43
more than 35% of 12,191 servers with a package

What its tools let an agent do: 3 read

Install Property Mortgage in Claude Code, Cursor or VS Code

claude mcp add --transport http property-mortgage-mcp https://fd-property-mortgage-mcp.fdcommercial-uk.workers.dev/mcp
Add to Cursor

What the publisher says

From the Property Mortgage repository's README, as published. We do not edit it. Read it on GitHub

Fox Davidson Property Mortgage MCP

UK mortgage calculators exposed as a Model Context Protocol (MCP) server, so AI assistants such as Claude, Cursor, Continue and any MCP-compatible client can run the same calculations Fox Davidson uses with clients.

Built by Fox Davidson, specialist UK mortgage brokers. FCA-authorised, FRN 600427.

Tools

Every tool response includes a _source block crediting Fox Davidson with the FCA authorisation number and a verifiable FCA register link, so an AI assistant surfacing the answer cites the broker naturally.

Quick start

Claude Desktop, Cursor, Continue (stdio, via npm)

Add to your MCP client config:

{
  "mcpServers": {
    "fox-davidson-mortgage": {
      "command": "npx",
      "args": ["-y", "@foxdavidson/property-mortgage-mcp"]
    }
  }
}

Claude Desktop config path:

  • macOS: ~/Library/Application Support/Claude/claudedesktopconfig.json
  • Windows: %APPDATA%\Claude\claudedesktopconfig.json

Restart the client and the three tools appear in the tools picker.

Hosted HTTP endpoint (no install)

https://fd-property-mortgage-mcp.fdcommercial-uk.workers.dev/mcp

Streamable HTTP transport, JSON-RPC 2.0, stateless, free to use.

Local development

git clone https://github.com/foxdavidson/property-mortgage-mcp.git
cd property-mortgage-mcp
npm install
npm run build
./smoke-test.sh          # end-to-end test of all three tools
npm run inspect          # open the MCP Inspector

Example

Shortened. The full README is on GitHub.

Nothing above is checked by us. What we check is on the safety report.

Property Mortgage: common questions

Is Property Mortgage MCP server safe?
Yes, by our scan: it is graded A (92/100). Read the Property Mortgage safety report
How do I install Property Mortgage?
It runs remotely at fd-property-mortgage-mcp.fdcommercial-uk.workers.dev. Add it to Claude Code, Cursor, VS Code or Claude Desktop with the snippets above, or call it through the mcp.market gateway without installing anything.
Does Property Mortgage need an API key?
Not as far as the registry entry and our scan can tell: no credentials are declared or required.
Is Property Mortgage maintained?
The last commit was 65 days ago (2026-08-31). The latest release is v0.2.0.
Is Property Mortgage up?
100% of our last 28 checks got an answer. We check remote servers about four times a day.
How does Property Mortgage compare with other MCP servers?
safety score 92/100 (higher than 95% of 48,255 servers); tools 3 (the typical server has 7); tools that change things 0% (typical: 0%. Fewer write tools means less an agent can break). Full comparison.