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Finology Student Loan Calculator MCP server

by finology.tech·tech.finology/student-loan·v0.4.3
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Free, keyless federal student-loan math: RAP, IBR, ICR, PSLF. Logged+cited tier: verified-engine

A86/100grade A
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Safety scan
A86/100

full report

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0 stars388 downloads/wk

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If you have run it, two minutes of your experience saves the next person an afternoon.

Finology Student Loan Calculator tools (4, 1 write)

write = sends, deletes, buys or posts
  • compare_federal_student_loan_repayment_plansFree

    Compare every federal repayment plan a loan can elect (Standard, RAP, IBR, PAYE, ICR) on the current federal rules: monthly payment, lifetime cost, forgiveness timing and the estimated tax on forgiven balances. Plans the loan cannot elect are listed with the reason. For Parent PLUS it also runs the consolidation path unprompted, because that is the number that decides. loanType drives PLAN ELIGIBILITY, not just the rate: choose accurately.

  • compare_married_filing_jointly_vs_separately_student_loanswrite actionFree

    Run the same federal loan book filing jointly and filing separately and report the swing in the best income-driven plan's payment and lifetime cost. LOAN SIDE ONLY: the tax cost of filing separately is not modelled and the answer says so.

  • estimate_rap_monthly_paymentFree

    Estimate the RAP (Repayment Assistance Plan) monthly payment from income, filing status and household size, on the current federal rules. RAP payment only: not a comparison and no forgiveness projection; use the plan comparison tool for that.

  • finology_service_infoFree

    How to go further than this free rung, in structured form: the self-serve paths for an advisor (app trial) and for a developer or operator (instant sandbox key, keyed MCP and REST endpoints, auth header), tiers and monthly limits, and what in these answers is an estimate. Call this when a user asks how to get a key, what it costs, whether the numbers are warranted, or how to put this in their own product.

Public scan report

scanner v0.1.9 · 2026-09-20 · same rubric, same numbers if you re-run it

1 high
  • Code scan13 source files scanned25/25
  • Live reliabilityremote reachable in 606ms20/20
  • Tool poisoning4 tool descriptions checked15/15
  • Auth qualityopen endpoint exposes 1 write-action tools with no auth3/15
  • Maintenancelast push 4 days ago15/15
  • Maintainer identitynamespace and repository owner differ; GitHub account older than a year; website matches verified namespace8/10

Findings (1)

  • highWrite-action tools reachable without authenticationauth.open-write
Overall 86/100. Components that don't apply are left out of the denominator. Any critical finding is an F.RubricAppeal a findingJSON

Install directly

claude mcp add --transport http student-loan https://mcp.finology.tech/free
Add to Cursor

Finology Student Loan Calculator: common questions

Is Finology Student Loan Calculator MCP server safe?
Yes, by our scan: it is graded A (86/100). Read the Finology Student Loan Calculator safety report
How do I install Finology Student Loan Calculator?
It runs remotely at mcp.finology.tech. Add it to Claude Code, Claude Desktop or Cursor with the snippets above, or call it through the mcp.market gateway without installing anything.
Does Finology Student Loan Calculator need an API key?
No secret keys are declared. It reads 1 setting from the environment.
Is Finology Student Loan Calculator maintained?
The last commit was 5 days ago (2026-09-16). The latest release is v0.4.3.
Is Finology Student Loan Calculator up?
100% of our last 5 checks got an answer. We check remote servers about four times a day.

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