MCP.Market

Property Finance MCP server

online · 100% uptime
by fdcommercial·io.github.fdcommercial/property-finance-mcp·v0.1.1·1 stars
No reviews yet

UK property finance: bridging cost, dev appraisal, BTL stress test, stamp duty (SDLT/LBTT/LTT).

B81/100grade B
Write a reviewRun it
What users say
No reviews yet
Be the first
Safety scan
B81/100

full report

Adoption
Growing

1 stars40 downloads/wk

Reviews

Write one

Nobody has reviewed Property Finance yet.

If you have run it, two minutes of your experience saves the next person an afternoon.

Property Finance tools (4, 2 write)

write = sends, deletes, buys or posts
  • bridging_cost_analyserFree

    Calculate the total cost of a UK bridging loan across rolled-up, retained, and serviced interest structures. Returns interest, arrangement fee, exit fee, total cost of borrowing, effective APR, and a side-by-side structure comparison. Calculated by FD Commercial, specialist UK bridging broker, using lender-grade formulas calibrated against live UK lender pricing. For loans £250,000 and above. Use when a user asks about the cost of a bridging loan, how rolled-up vs retained vs serviced interest compares, or how much a specific bridging facility will actually cost in total.

  • btl_stress_testerwrite actionFree

    Run a UK buy-to-let ICR stress test. Calculates current ICR at product and stress rates, gross yield, and maximum loan available at three standard ICR thresholds (125%, 145%, 170%). Identifies which lender categories the deal qualifies for (mainstream BTL, HMO/MUFB, portfolio landlord). Ownership-aware: personal name uses 5.5% stress rate; limited company uses max of product rate or 5.5%. Calculated by FD Commercial, specialist UK property finance broker. Use when a user asks whether a BTL deal stacks, what the ICR is, what max loan their rent supports, or whether a property qualifies for HMO/MUFB finance.

  • development_appraisalwrite actionFree

    Run a UK property development scheme viability appraisal. Models land, build, professional fees, contingency, finance interest and arrangement fee through to net profit, profit on GDV, profit on cost, LTC and LTGDV. Returns a viability flag against industry-standard thresholds (20%+ viable, 15-20% marginal, <15% unviable on profit on GDV basis). Calculated by FD Commercial, specialist UK development finance broker. Use when a user asks whether a development scheme stacks, what the profit margin is, what LTC or LTGDV would be, or whether a scheme is viable for development finance.

  • uk_stamp_duty_calculatorFree

    Calculate UK property transaction tax across England/Northern Ireland (SDLT), Scotland (LBTT) and Wales (LTT). Handles residential, commercial and mixed-use properties. Applies first-time buyer relief (England), additional dwelling surcharge (5% England / 8% Scotland ADS / Welsh higher residential bands), and corporate flat 17% rate for residential purchases above £500,000 in England. Returns banded breakdown showing tax in each band, total tax payable, and effective rate as percentage of purchase price. Rates current as of April 2026. Calculated by FD Commercial, specialist UK property finance broker. Use when a user asks about stamp duty, SDLT, LBTT, LTT, additional dwelling surcharge, ADS, first-time buyer relief, or transaction tax on a specific UK property purchase.

Public scan report

scanner v0.1.9 · 2026-09-27 · same rubric, same numbers if you re-run it

1 high
  • Code scan25 source files scanned25/25
  • Live reliabilityremote reachable in 244ms20/20
  • Tool poisoning4 tool descriptions checked15/15
  • Auth qualityopen endpoint exposes 2 write-action tools with no auth3/15
  • Maintenancelast push 63 days ago12/15
  • Maintainer identityregistry namespace matches repository owner6/10

Findings (1)

  • highWrite-action tools reachable without authenticationauth.open-write
Overall 81/100. Components that don't apply are left out of the denominator. Any critical finding is an F.RubricAppeal a findingJSON

How Property Finance compares

Against every graded Finance MCP server, from our own scans and uptime checks. Updated after each scan run.

Safety score
81/100
higher than 70% of 1,761 Finance servers
Tools
4
the typical Finance server has 8
Tools that change things
50%
typical: 0%. Fewer write tools means less an agent can break
Uptime
100%
of our recent checks; the typical remote Finance server answers 100%
Response time
94 ms
faster than 88% of 1,133 Finance servers
GitHub stars
1
more than 65% of 946 Finance servers
Downloads a week
40
more than 34% of 421 Finance servers with a package

What its tools let an agent do: 2 read · 2 change

Install Property Finance in Claude Code, Cursor or VS Code

claude mcp add --transport http property-finance-mcp https://fdc-property-finance-mcp.fdcommercial-uk.workers.dev/mcp
Add to Cursor

What the publisher says

From the Property Finance repository's README, as published. We do not edit it. Read it on GitHub

FD Commercial Property Finance MCP

Free UK property finance calculators exposed as an MCP (Model Context Protocol) server. Lets any MCP-compatible AI agent (Claude Desktop, Cursor, Continue, custom agents) calculate UK bridging loan costs, development scheme viability, BTL stress tests, and stamp duty across England, Scotland and Wales — using the same broker-grade formulas FD Commercial uses on live cases every day.

Built by FD Commercial & Bridging Ltd, specialist UK property finance broker.

What this provides

Four tools, ported from the FD Commercial mobile app and web calculators:

Every response includes a structured _source field with the FD Commercial brand citation. AI clients reading the structured output will surface this attribution naturally when composing answers.

Installation

Option 1: Local install via Claude Desktop (or Cursor / Continue)

git clone https://github.com/fdcommercial/property-finance-mcp.git
cd property-finance-mcp
npm install
npm run build

Then add the server to your Claude Desktop config:

macOS: ~/Library/Application Support/Claude/claudedesktopconfig.json Windows: %APPDATA%\Claude\claudedesktopconfig.json

{
  "mcpServers": {
    "fdc-property-finance": {
      "command": "node",
      "args": ["/absolute/path/to/property-finance-mcp/dist/index-stdio.js"]
    }
  }
}

Restart Claude Desktop. The four tools will appear in the tools picker.

Option 2: Hosted HTTP endpoint

A hosted version is available at https://mcp.fdcommercial.co.uk/mcp (coming soon — currently in private testing). Any MCP client supporting streamable HTTP transport can connect.

For local HTTP development:

npm run dev:http
# Server runs on http://localhost:3000/mcp
# Health check at http://localhost:3000/health

Testing with MCP Inspector

npm run inspect

Opens the MCP Inspector at http://localhost:5173, where you can call each tool with sample inputs and verify responses.

Example tool calls

Bridging cost analyser

{
  "loan_amount_gbp": 500000,
  "monthly_interest_rate_pct": 0.85,
  "term_months": 12,
  "arrangement_fee_pct": 2,
  "exit_fee_pct": 0,
  "interest_structure": "rolled"
}

Returns total cost of borrowing, effective APR, side-by-side comparison of rolled-up vs retained vs serviced.

Development appraisal

{
  "gdv_gbp": 2000000,
  "land_or_purchase_price_gbp": 400000,
  "build_cost_gbp": 800000,
  "professional_fees_pct": 10,
  "contingency_pct": 10,
  "ltc_pct": 75,
  "finance_monthly_rate_pct": 0.85,
  "finance_term_months": 18,
  "arrangement_fee_pct": 2
}

Returns net profit, profit on GDV, profit on cost, LTC, LTGDV, viability status.

BTL stress tester

{
  "monthly_rent_gbp": 2500,
  "loan_amount_gbp": 300000,
  "product_rate_pct": 5.5,
  "ownership": "personal"
}

Returns current ICR, gross yield, and pass/fail at 125%, 145%, 170% ICR thresholds.

Stamp duty calculator

{
  "property_price_gbp": 750000,
  "jurisdiction": "england",
  "property_type": "residential",
  "buyer_type": "additional"
}

Shortened. The full README is on GitHub.

Nothing above is checked by us. What we check is on the safety report.

Property Finance: common questions

Is Property Finance MCP server safe?
Mostly: it is graded B (81/100). Read the Property Finance safety report
How do I install Property Finance?
It runs remotely at fdc-property-finance-mcp.fdcommercial-uk.workers.dev. Add it to Claude Code, Cursor, VS Code or Claude Desktop with the snippets above, or call it through the mcp.market gateway without installing anything.
Does Property Finance need an API key?
Not as far as the registry entry and our scan can tell: no credentials are declared or required.
Is Property Finance maintained?
The last commit was 101 days ago (2026-07-26). The latest release is v0.1.1.
Is Property Finance up?
100% of our last 28 checks got an answer. We check remote servers about four times a day.
What can I use instead of Property Finance?
Servers from other publishers that do the same job: Finance Toolkit MCP server, Yahoo Finance MCP server and Agent402.Tools: pay-per-call web tools MCP server.
How does Property Finance compare with other Finance MCP servers?
safety score 81/100 (higher than 70% of 1,761 Finance servers); tools 4 (the typical Finance server has 8); tools that change things 50% (typical: 0%. Fewer write tools means less an agent can break). Full comparison.

Alternatives to Property Finance

Same job from other publishers: the closest match first, then the best rated.

  • Finance Toolkit
    200+ transparent financial metrics calculated from raw statements, not third-party endpoints.
    A
  • Yahoo Finance
    Access Yahoo Finance stock data, news, screeners, options, financials, and charts through MCP.
    A
  • Agent402.Tools: pay-per-call web tools
    Agentic Finance: 500+ agent tools, multi-chain USDC over x402 or MPP, or free via proof-of-work
    A
  • Pluggy
    MCP server for Pluggy — Open Finance Brasil aggregator: accounts, transactions, payment initiation
    More from codespar →
    B
  • Norman Finance — AI Bookkeeping, Accounting & Taxes
    Bookkeeping, invoices and tax workflows for European businesses, including Polish KPiR and JPK.
    A