Openpay MCP server
MCP server for Openpay — BBVA-owned Mexican gateway (cards, SPEI, OXXO, subscriptions, payouts)
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Openpay tools (23, 17 write)
write = sends, deletes, buys or postsRead from the package source without running it. The installed server may list more.
cancel_subscriptionwrite actionCancel a customer's subscription (DELETE /customers/{customer_id}/subscriptions/{id}). Cancellation takes effect at the end of the current paid period.
capture_chargewrite actionCapture a previously authorized charge (when the original charge used capture=false). Pass amount to capture less than the authorized total; omit to capture the full authorized amount.
create_bank_accountwrite actionStore a customer bank account (POST /customers/{customer_id}/bankaccounts). Required before you can run destination_id-based payouts to that customer's account.
create_cardwrite actionTokenize a card. Pass customer_id to attach to a stored customer (POST /customers/{customer_id}/cards); omit for a merchant-level token (POST /cards). Prefer tokenizing client-side with Openpay.js to avoid PCI scope.
create_chargewrite actionCreate a charge. Pass customer_id to charge at a customer scope (POST /customers/{customer_id}/charges); omit to charge at merchant scope (POST /charges). Methods: 'card' (requires source_id token), 'bank_account' (SPEI — returns CLABE reference), 'store' (OXXO — returns barcode/reference). Amounts are in major units (e.g. 100 = 100 MXN).
create_customerwrite actionCreate a customer record. Set requires_account=true to create an associated Openpay wallet for the customer; false for a payment-only record.
create_payoutwrite actionPay out MXN to a bank account. Used for marketplace seller payouts and cross-border settlement. Scope to a customer with customer_id (POST /customers/{customer_id}/payouts) or run at merchant scope (POST /payouts).
create_planwrite actionCreate a subscription plan. Plans are templates — use create_subscription to subscribe a customer.
create_subscriptionwrite actionSubscribe a customer to a plan. Requires a stored card (source_id) to charge on each cycle.
create_webhookwrite actionRegister a webhook endpoint (POST /webhooks). Openpay posts event notifications to url and can optionally send HTTP Basic credentials.
delete_bank_accountwrite actionDelete a stored customer bank account (DELETE /customers/{customer_id}/bankaccounts/{id}).
delete_cardwrite actionDelete a tokenized card. Pass customer_id to delete at customer scope (DELETE /customers/{customer_id}/cards/{id}); omit for merchant scope (DELETE /cards/{id}).
delete_customerwrite actionDelete a customer (DELETE /customers/{id}). Irreversible — removes the customer and associated stored tokens.
delete_webhookwrite actionDelete a webhook subscription (DELETE /webhooks/{id}).
get_cardRetrieve a tokenized card. Pass customer_id to fetch at customer scope (GET /customers/{customer_id}/cards/{id}); omit for merchant scope (GET /cards/{id}).
get_chargewrite actionRetrieve a charge. Pass customer_id to fetch at customer scope (GET /customers/{customer_id}/charges/{id}); omit for merchant scope (GET /charges/{id}).
get_customerRetrieve a customer by Openpay customer id.
list_cardsList tokenized cards. Pass customer_id to list per-customer (GET /customers/{customer_id}/cards); omit for merchant-level cards (GET /cards).
list_customersList customers with optional filters. All parameters are passed as query params.
list_payoutsList payouts. Pass customer_id to scope to a customer (GET /customers/{customer_id}/payouts); omit for merchant-scope payouts (GET /payouts).
list_webhooksList configured webhook subscriptions (GET /webhooks).
refund_chargewrite actionRefund a captured charge. Supports partial refunds via amount; omit amount for a full refund.
update_customerwrite actionUpdate a stored customer (PUT /customers/{id}). Only the fields provided are updated; omit fields you don't want to change.
Public scan report
scanner v0.1.9 · 2026-09-26 · same rubric, same numbers if you re-run it
- Code scan5 source files scanned25/25
- –Live reliabilityno gateway calls yet and no remote to proben/a
- –Tool poisoningtools not inspected (local package is not executed); not countedn/a
- Auth qualitystatic API keys via environment variables6/15
- Maintenancelast push 29 days ago15/15
- Maintainer identityregistry namespace matches repository owner7/10
How Openpay compares
Against every graded MCP server, from our own scans and uptime checks. Updated after each scan run.
- Safety score
- 82/100
- higher than 63% of 48,255 servers
- Tools
- 23
- the typical server has 7
- Tools that change things
- 74%
- typical: 0%. Fewer write tools means less an agent can break
- GitHub stars
- 271
- more than 95% of 28,688 servers
What its tools let an agent do: 6 read · 8 create · 4 change · 5 delete
Install Openpay in Claude Code, Cursor or VS Code
Runs npx -y @codespar/mcp-openpay on your machine. Read the scan report first; the gateway never runs local packages.
claude mcp add mcp-openpay -- npx -y @codespar/mcp-openpay
What the publisher says
From the Openpay repository's README, as published. We do not edit it. Read it on GitHub
MCP Dev LATAM 🌎 Every commerce API your AI agent needs to run a business in Latin America. Brazil 🇧🇷 · Mexico 🇲🇽 · Argentina 🇦🇷 · Colombia 🇨🇴 · Chile 🇨🇱 · Peru 🇵🇪 · plus 4 agentic payment protocols. MCP servers for LATAM commerce · live in the official MCP Registry · MIT License Machine-readable catalog: codespar.dev/api/servers Catalog · Quick Start · Agentic Protocols · All Servers · Contribute
The Problem
AI agents can write code, analyze data, and chat. But they can't operate a business — collect payments, issue invoices, ship products, or notify customers. Especially not in Latin America, where every service has its own API, auth pattern, and quirks (mTLS for BACEN Pix v2, JWT-RSA for STP-SPEI, AFIP web services, contract-gated developer portals, and on).
Meanwhile, four agentic payment protocols are shipping in parallel — checkout protocols (Stripe ACP, Google UCP), authorization layers (AP2), and micropayment rails (x402) — and none of them compose cleanly with each other or with the regional rails businesses actually run on.
MCP Dev LATAM bridges both gaps. Traditional LATAM services + the new agentic payment protocols, all accessible through a single MCP interface.
The Solution
Each MCP server in this repo wraps a real provider — payments, fiscal, logistics, messaging, banking, ERP, identity, fraud, crypto, and the agentic protocols — so your agent can operate a complete business workflow.
🛒 Customer places order
→ 💳 Agent charges via Pix (Asaas / Mercado Pago / Zoop)
→ 📄 Agent issues NFe (Nuvem Fiscal / Focus NFe / NFe.io)
→ 📦 Agent generates shipping label (Melhor Envio / Skydropx)
→ 📱 Agent sends tracking via WhatsApp (Z-API / WhatsApp Cloud)
→ 📊 Agent records in ERP (Omie / Bling / Tiny)
→ 🏦 Agent reconciles balance (Stark Bank / Itaú / BTG)Six systems. Zero human intervention. One agent.
Agentic Payment Protocols
Four servers for the emerging agentic payment stack:
Shortened. The full README is on GitHub.
Nothing above is checked by us. What we check is on the safety report.
Openpay: common questions
- Is Openpay MCP server safe?
- Mostly: it is graded B (82/100). Read the Openpay safety report
- How do I install Openpay?
- It runs on your machine. Copy the Claude Code, Cursor, VS Code or Claude Desktop config from the install section.
- Does Openpay need an API key?
- Yes. The registry entry asks for
OPENPAY_PRIVATE_KEY. - Is Openpay maintained?
- The last commit was 67 days ago (2026-08-29). The latest release is v0.2.2.
- How does Openpay compare with other MCP servers?
- safety score 82/100 (higher than 63% of 48,255 servers); tools 23 (the typical server has 7); tools that change things 74% (typical: 0%. Fewer write tools means less an agent can break). Full comparison.