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Khipu MCP server

by codespar·io.github.codespar/mcp-khipu·v0.2.0-alpha.3·271 stars

MCP server for Khipu — Chilean instant bank-transfer payments (complements Transbank cards)

B82/100grade B
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B82/100

full report

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271 stars

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Khipu tools (21, 7 write)

write = sends, deletes, buys or posts

Read from the package source without running it. The installed server may list more.

  • confirm_payment

    Manually confirm a Khipu payment. Use when the merchant has opted into manual confirmation and the backend has validated the underlying transfer.

  • create_automatic_paymentwrite action

    Create a Khipu automatic payment (recurring / subscription charge against a previously enrolled subscription_id). The payer must have completed the subscription enrollment at their bank first.

  • create_paymentwrite action

    Create a Khipu payment (bank-transfer charge). Returns a payment_id and URLs the payer visits to authorize the transfer from their Chilean bank account. Use simplified_transfer_url for in-app redirects and transfer_url for desktop bank-login flows.

  • create_receiverwrite action

    Create (onboard) a new receiver under an integrator account. The receiver can then collect Khipu payments. Only available to integrator-level API keys.

  • create_terminal_sessionwrite action

    Create a Khipu terminal session for in-person / POS bank-transfer checkout. Returns a QR/URL the payer scans at the point of sale to pay from their bank app.

  • delete_paymentwrite action

    Delete (cancel) a pending Khipu payment. Only works while the payment has not been paid by the payer.

  • delete_webhookwrite action

    Delete (unregister) a webhook endpoint by id. Khipu stops sending notifications immediately.

  • get_banks

    List Chilean banks supported by Khipu for bank-transfer payments. Agents can use this to render a bank-selection UI or to validate a bank_id before creating a payment.

  • get_merchant

    Fetch a single merchant by id. Returns commercial info, configured collect accounts, and current integration status.

  • get_merchants

    List the merchant receiver accounts accessible with the current API key. Useful to confirm auth + discover receiver_id values.

  • get_payment

    Retrieve a Khipu payment. Pass either payment_id (lookup by id) or notification_token (lookup from a webhook — preferred, since webhooks only contain the token).

  • get_terminal_session

    Retrieve the current status of a terminal (POS) session — whether the payer has scanned, paid, or the session has expired.

  • list_conciliations

    List settlement / conciliation records for a date range. Each record groups settled payments into a single bank deposit. Use to match Khipu payouts to your accounting.

  • list_merchant_accounts

    List the bank accounts registered for a merchant to collect into. Use with refund_payment / conciliation flows to know which account funds settle to.

  • list_payments

    List Khipu payments for the current merchant, optionally filtered by date range and status. Useful for reconciliation jobs and agent-driven reporting.

  • list_receivers

    List receivers onboarded under the current integrator account.

  • list_reviews

    List payer reviews / opinions left after a Khipu payment. Useful for NPS dashboards and detecting UX problems in the payment flow.

  • list_webhooks

    List registered webhook endpoints for the current merchant.

  • predict_payment

    Predict whether a payment is likely to succeed for a given payer+amount+bank, and recommend the best bank/rail. Call before create_payment to improve conversion for large or edge-case transfers.

  • refund_paymentwrite action

    Refund a paid Khipu payment (full or partial). Refunds are only possible for merchants collecting into a Khipu account and before settlement of the corresponding funds (until 01:00 am the next business day).

  • register_webhook

    Register a webhook endpoint to receive Khipu notifications (payment.paid, payment.refunded, etc). Returns a webhook id and the shared secret used to verify incoming signatures.

Public scan report

scanner v0.1.9 · 2026-09-26 · same rubric, same numbers if you re-run it

no findings
  • Code scan5 source files scanned25/25
  • –Live reliabilityno gateway calls yet and no remote to proben/a
  • –Tool poisoningtools not inspected (local package is not executed); not countedn/a
  • Auth qualitystatic API keys via environment variables6/15
  • Maintenancelast push 29 days ago15/15
  • Maintainer identityregistry namespace matches repository owner7/10
Overall 82/100. Components that don't apply are left out of the denominator. Any critical finding is an F.RubricAppeal a findingJSON

How Khipu compares

Against every graded Finance MCP server, from our own scans and uptime checks. Updated after each scan run.

Safety score
82/100
higher than 73% of 1,761 Finance servers
Tools
21
the typical Finance server has 8
Tools that change things
33%
typical: 0%. Fewer write tools means less an agent can break
GitHub stars
271
more than 95% of 946 Finance servers

What its tools let an agent do: 13 read · 5 create · 1 change · 2 delete

Install Khipu in Claude Code, Cursor or VS Code

Runs npx -y @codespar/mcp-khipu on your machine. Read the scan report first; the gateway never runs local packages.

claude mcp add mcp-khipu -- npx -y @codespar/mcp-khipu
Add to Cursor

What the publisher says

From the Khipu repository's README, as published. We do not edit it. Read it on GitHub

MCP Dev LATAM 🌎 Every commerce API your AI agent needs to run a business in Latin America. Brazil 🇧🇷 · Mexico 🇲🇽 · Argentina 🇦🇷 · Colombia 🇨🇴 · Chile 🇨🇱 · Peru 🇵🇪 · plus 4 agentic payment protocols. MCP servers for LATAM commerce · live in the official MCP Registry · MIT License Machine-readable catalog: codespar.dev/api/servers Catalog · Quick Start · Agentic Protocols · All Servers · Contribute

The Problem

AI agents can write code, analyze data, and chat. But they can't operate a business — collect payments, issue invoices, ship products, or notify customers. Especially not in Latin America, where every service has its own API, auth pattern, and quirks (mTLS for BACEN Pix v2, JWT-RSA for STP-SPEI, AFIP web services, contract-gated developer portals, and on).

Meanwhile, four agentic payment protocols are shipping in parallel — checkout protocols (Stripe ACP, Google UCP), authorization layers (AP2), and micropayment rails (x402) — and none of them compose cleanly with each other or with the regional rails businesses actually run on.

MCP Dev LATAM bridges both gaps. Traditional LATAM services + the new agentic payment protocols, all accessible through a single MCP interface.

The Solution

Each MCP server in this repo wraps a real provider — payments, fiscal, logistics, messaging, banking, ERP, identity, fraud, crypto, and the agentic protocols — so your agent can operate a complete business workflow.

🛒 Customer places order
  → 💳 Agent charges via Pix (Asaas / Mercado Pago / Zoop)
  → 📄 Agent issues NFe (Nuvem Fiscal / Focus NFe / NFe.io)
  → 📦 Agent generates shipping label (Melhor Envio / Skydropx)
  → 📱 Agent sends tracking via WhatsApp (Z-API / WhatsApp Cloud)
  → 📊 Agent records in ERP (Omie / Bling / Tiny)
  → 🏦 Agent reconciles balance (Stark Bank / Itaú / BTG)

Six systems. Zero human intervention. One agent.

Agentic Payment Protocols

Four servers for the emerging agentic payment stack:

Shortened. The full README is on GitHub.

Nothing above is checked by us. What we check is on the safety report.

Khipu: common questions

Is Khipu MCP server safe?
Mostly: it is graded B (82/100). Read the Khipu safety report
How do I install Khipu?
It runs on your machine. Copy the Claude Code, Cursor, VS Code or Claude Desktop config from the install section.
Does Khipu need an API key?
Yes. The registry entry asks for KHIPU_API_KEY, KHIPU_SECRET.
Is Khipu maintained?
The last commit was 67 days ago (2026-08-29). The latest release is v0.2.0-alpha.3.
What can I use instead of Khipu?
Servers from other publishers that do the same job: T-Bank MCP server, BankMCP™ MCP server and three.ws Agent Payments MCP server.
How does Khipu compare with other Finance MCP servers?
safety score 82/100 (higher than 73% of 1,761 Finance servers); tools 21 (the typical Finance server has 8); tools that change things 33% (typical: 0%. Fewer write tools means less an agent can break). Full comparison.

Alternatives to Khipu

Same job from other publishers: the closest match first, then the best rated.

  • T-Bank MCP
    T-Bank (Т-Банк) mobile banking: accounts, cards, transfers, bill pay, grocery, tickets, travel
    A
  • BankMCP™
    Read-only MCP server for your own bank accounts via Enable Banking. Self-hosted, one user.
    A
  • three.ws Agent Payments
    Governed x402 payment sessions: pay any endpoint with budget, allowlist & per-tx caps, no key.
    B
  • Yolfi Payments MCP
    Let AI agents add Yolfi crypto checkout, paylinks, webhooks, and status checks.
    A
  • Beancount.io
    Query, edit, and reconcile a hosted Beancount ledger: BQL, reports, files, and bank imports.
    A

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