Splitwise MCP server

Splitwise MCP

A Model Context Protocol server that connects Claude to Splitwise, giving you natural-language access to your expenses, groups, friends, and balances.

[!WARNING]

AI-developed project. This codebase was entirely built and is actively maintained by Claude Code. No human has audited the implementation. Review all code and tool permissions before use.

What you can do

Ask Claude things like:

• "What do I owe?"
• "Add a $50 dinner expense to the vacation group"
• "Split this hotel bill 60/40 with Sarah"
• "Who's in the trip group?"
• "Add Meredith to the household group"
• "Show me recent expenses"
• "Delete that duplicate expense"
• "Download the receipt from that hotel expense"

Requirements

• Claude Desktop or Claude Code
• Node.js 22 or later
• A Splitwise account and API key

Acknowledgement of Terms

By using this MCP server, you acknowledge and agree to the following:

1. This server accesses your own Splitwise account via Splitwise's official Developer API. Auth happens via your own API consumer key + secret, which Splitwise issues to you when you register an app. It does not — and cannot — access anyone else's expenses or groups.

2. Splitwise's Developer Terms govern your use of this server. The clauses most relevant here:

You will use Splitwise Materials solely as necessary to develop, test and support a Self-Service integration of your software application… with Splitwise.

And on rate limits: "You will not use the API in a manner that exceeds rate limits, or constitutes excessive or abusive usage." And on competitive use: "You may not [use] Splitwise Materials to create an application that replicates existing Splitwise functionality or competes with Splitwise."

You are agreeing to those terms — read by the maintainer 2026-05-23 — every time you invoke a tool in this server.

3. Personal, non-commercial use only. This project is not affiliated with, endorsed by, sponsored by, or in partnership with Splitwise, Inc. It is a personal automation tool that calls the documented public Splitwise REST API on your own account. Do not use it to commercialize Splitwise data, compete with Splitwise's product, or share API credentials with third parties.

4. Your API key is yours alone. Splitwise issues credentials per-app, per-developer. Do not commit your SPLITWISEAPIKEY (or consumer key/secret) to git, do not paste it into shared chats, and do not embed it in a public client.

5. You accept full responsibility for any consequences of using this server in connection with your Splitwise account — rate limiting, API key revocation, account warnings, or any enforcement action. If Splitwise objects to your use or your usage exceeds their rate limits, stop using this server.

This section is the maintainer's good-faith summary of the terms — it is not legal advice and does not modify or supersede Splitwise's actual Developer Terms.

Installation

Option A -- npx (recommended)

npx -y splitwise-mcp

Add to your Claude config (.mcp.json or Claude Desktop config):

{
  "mcpServers": {
    "splitwise": {
      "command": "npx",
      "args": ["-y", "splitwise-mcp"],
      "env": {
        "SPLITWISE_API_KEY": "your-api-key-here"
      }
    }
  }
}

Option B -- from source

Shortened. The full README is on GitHub.