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Creditkarma MCP server

by chrischall·io.github.chrischall/creditkarma-mcp·v3.0.0
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Credit Karma transactions for Claude — spending by category, merchant, and account summary

B83/100grade B
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Safety scan
B83/100

full report

Adoption
Growing

0 stars390 downloads/wk

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If you have run it, two minutes of your experience saves the next person an afternoon.

Creditkarma tools (8, 1 write)

write = sends, deletes, buys or posts

Read from the package source without running it. The installed server may list more.

  • ck_get_account_summary

    Return per-account debit, credit, and net totals.

  • ck_get_recent_transactions

    Return the N most recent transactions. Convenience shortcut for ck_list_transactions.

  • ck_get_spending_by_category

    Group debit transactions by category and return totals.

  • ck_get_spending_by_merchant

    Return top merchants by total debit spend.

  • ck_list_transactions

    List transactions with optional filters. Paginated.

  • ck_query_sqlwrite action

    Execute a raw SQL SELECT query (CTEs via WITH ... SELECT are supported) against the transactions database.

  • ck_set_session

    Store a Credit Karma session to enable automatic token refresh. Pass the full Cookie header from a signed-in creditkarma.com request (Chrome DevTools \u2192 Network \u2192 any creditkarma.com request \u2192 Request Headers \u2192 right-click the `cookie` header \u2192 Copy value). For most users the easier onboarding path is to install the fetchproxy extension and sign into creditkarma.com \u2014

  • ck_sync_transactions

    Sync Credit Karma transactions into the local SQLite database.

Public scan report

scanner v0.1.5 · 2026-09-19 · same rubric, same numbers if you re-run it

no findings
  • Code scan15 source files scanned25/25
  • –Live reliabilityno gateway calls yet and no remote to proben/a
  • –Tool poisoningtools not inspected (local package is not executed); not countedn/a
  • Auth qualitystatic API keys via environment variables6/15
  • Maintenancelast push 2 days ago15/15
  • Maintainer identityregistry namespace matches repository owner; GitHub account older than a year8/10
Overall 83/100. Components that don't apply are left out of the denominator. Any critical finding is an F.RubricAppeal a findingJSON

Grade history

  • 2026-09-19downgradeA → Bscore 83

Install directly

Runs npx -y creditkarma-mcp on your machine. Read the scan report first; the gateway never runs local packages.

claude mcp add creditkarma-mcp -- npx -y creditkarma-mcp
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Creditkarma: common questions

Is Creditkarma MCP server safe?
Mostly: it is graded B (83/100). Read the Creditkarma safety report
How do I install Creditkarma?
It runs on your machine. Copy the Claude Code, Claude Desktop or Cursor config from the install section.
Does Creditkarma need an API key?
Yes. The registry entry asks for CK_COOKIES.
Is Creditkarma maintained?
The last commit was 2 days ago (2026-09-17). The latest release is v3.0.0.

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