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Wise MCP server

by BlanketByte·io.github.BlanketByte/wise-mcp·v1.1.1
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Wise balances, card payments, transfers and recipients, plus transfers you approve twice.

A85/100grade A
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Safety scan
A85/100

full report

Adoption
Growing

0 stars1.8k downloads/wk

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If you have run it, two minutes of your experience saves the next person an afternoon.

Wise tools (14, 4 write)

write = sends, deletes, buys or posts

Read from the package source without running it. The installed server may list more.

  • confirm_action

    Step 2 of 2: performs a transfer, new recipient or cancellation prepared with a prepare_* tool. ONLY call this after the user has

  • discard_action

    Throw away an action prepared with a prepare_* tool, before it's confirmed.

  • get_exchange_rate

    Wise's mid-market rate between two currencies, now or at a past date/time.

  • get_quote

    Price a transfer or conversion: rate, fee, amount received and estimated delivery. Creates nothing the user sees and moves no money.

  • get_recipient_requirements

    Which bank details Wise needs to add a recipient in a currency (e.g. IBAN for EUR, sort code + account number for GBP).

  • get_transactions

    List activity on a Wise profile, newest first: card payments, transfers, conversions, cashback, direct debits.

  • get_transferwrite action

    Details of one transfer: amounts in both currencies, rate, reference, status, created date and recipient.

  • list_balances

    Current balances in every currency plus Jars (savings). `amount` is what's available now; `reserved` (pending card payments) is already deducted from it, not extra money. Default: all profiles.

  • list_profiles

    List the Wise profiles (personal and business) this token can access, with id, type and name.

  • list_recipients

    Saved recipients (name, currency, account type, account number/IBAN). Default: all profiles.

  • list_transferswrite action

    Transfers (money sent or converted) on a profile, newest first, with both currencies, reference, status and recipient name.

  • prepare_cancel_transferwrite action

    Step 1 of 2 to cancel a transfer that hasn't been paid yet (status incoming_payment_waiting). …

  • prepare_recipient

    Step 1 of 2 to save a new recipient. Use get_recipient_requirements first for the right `type` and `details` keys. …

  • prepare_transferwrite action

    Step 1 of 2 to send money to a saved recipient (list_recipients / prepare_recipient). Gets a live quote and checks Wise's requirements.

Public scan report

scanner v0.1.10 · 2026-10-12 · same rubric, same numbers if you re-run it

no findings
  • Code scan17 source files scanned25/25
  • –Live reliabilityno gateway calls yet and no remote to proben/a
  • –Tool poisoningtools not inspected (local package is not executed); not countedn/a
  • Auth qualitystatic API keys via environment variables6/15
  • Maintenancelast push 1 days ago15/15
  • Maintainer identityregistry namespace matches repository owner; GitHub account older than a year9/10
Overall 85/100. Components that don't apply are left out of the denominator. Any critical finding is an F.RubricAppeal a findingJSON

How Wise compares

Against every graded MCP server, from our own scans and uptime checks. Updated after each scan run.

Safety score
85/100
higher than 70% of 48,255 servers
Tools
14
the typical server has 7
Tools that change things
29%
typical: 0%. Fewer write tools means less an agent can break
Downloads a week
1,789
more than 95% of 12,191 servers with a package

What its tools let an agent do: 10 read · 4 change

Install Wise in Claude Code, Cursor or VS Code

Runs npx -y @blanketbyte/wise-mcp on your machine. Read the scan report first; the gateway never runs local packages.

claude mcp add wise-mcp -- npx -y @blanketbyte/wise-mcp
Add to Cursor

What the publisher says

From the Wise repository's README, as published. We do not edit it. Read it on GitHub

Wise MCP

Ask Claude or ChatGPT about your Wise money. The simplest, most complete MCP server for your Wise balances, card payments, transfers and recipients that can also prepare transfers you approve twice. Run it locally with one npx command (Claude Desktop, Claude Code, Codex, Cursor…), or host it as a custom connector for Claude and ChatGPT.

"How much did I spend on groceries in September?"

"What's left in my jars, in EUR?"

"Show the transfers I sent to Mario this year and the rate I got."

"Send Mario 120 EUR for dinner."

Give it a Wise API token once and your assistant can answer questions like these across all your Wise profiles, personal and business. It can also prepare transfers, new recipients and cancellations. Every change needs your explicit approval in chat, and a transfer only moves money once you pay it in the Wise app.

Why this one

The simplest way to connect Wise to an AI assistant, and the most feature-rich Wise MCP server we know of (October 2026):

  • One token, no partner account. Other servers need Wise partner OAuth credentials or stop at read-only basics. Here a personal API token is all you need, locally or hosted.
  • Your real spending. The activity feed includes card payments with clean merchant names and amounts, plus transfers, conversions, cashback and Jars, across personal and business profiles.
  • Writes you can trust. Quotes, new recipients, transfers and cancellations, all two-step and approved in chat; transfers are paid by you in the Wise app.
  • Everywhere. npx for Claude Desktop, Claude Code, Codex and Cursor, a one-click Claude Desktop extension, or a self-hosted connector for Claude and ChatGPT on web and mobile.
  • Built for real accounts. 14 tools, encrypted token storage, session management, an audit log, and end-to-end tests for both modes.

Choose how to run it

Contents

  • Why this one
  • Choose how to run it
  • Tools
  • How it works
  • Security model
  • Run locally
  • Deploy
  • Your server's pages
  • Configuration
  • Development
  • Limitations
  • Contributing

Tools

Read

Shortened. The full README is on GitHub.

Nothing above is checked by us. What we check is on the safety report.

Wise: common questions

Is Wise MCP server safe?
Yes, by our scan: it is graded A (85/100). Read the Wise safety report
How do I install Wise?
It runs on your machine. Copy the Claude Code, Cursor, VS Code or Claude Desktop config from the install section.
Does Wise need an API key?
Yes. The registry entry asks for WISE_API_TOKEN.
Is Wise maintained?
The last commit was 23 days ago (2026-10-11). The latest release is v1.1.1.
How does Wise compare with other MCP servers?
safety score 85/100 (higher than 70% of 48,255 servers); tools 14 (the typical server has 7); tools that change things 29% (typical: 0%. Fewer write tools means less an agent can break). Full comparison.