Head to head
PayGuard vs three.ws Agent Payments
Same numbers we show everywhere else, lined up. Ratings come from users, the grade comes from our scanner, adoption comes from public registries.
PayGuard
Cio.github.mercadosclaro-eng/payguardNo reviews yet
Pre-payment checks for AI agents: x402 quotes, untrusted prompts and audit receipts.
Full listingNo reviews yet
Governed x402 payment sessions: pay any endpoint with budget, allowlist & per-tx caps, no key.
Full listingThe short version
Neither has been reviewed yet, so the comparison rests on the scan and the public usage numbers. The safety scan favours three.ws Agent Payments (83/100 against 57). PayGuard is hosted and callable through the gateway; three.ws Agent Payments runs on your own machine. three.ws Agent Payments has noticeably more public adoption.
| PayGuard | three.ws Agent Payments | |
|---|---|---|
| User rating | No reviews yet | No reviews yet |
| Safety grade | C57/100 | B83/100 |
| Adoption | New | Established |
| GitHub stars | – | 206 |
| Downloads / week | – | 40 |
| Runs where | Hosted (remote) | Your machine (local) |
| Gateway-ready | Yes | No |
| Tools | — | — |
| Write actions | — | — |
| Price per call | Free | Free |
| Licence | — | Apache-2.0 |
| Last release | — | 2026-09-22 |
| Category | Finance | Finance |