Head to head
H/M Agent Surface - Free MCP Tools vs three.ws Agent Payments
Same numbers we show everywhere else, lined up. Ratings come from users, the grade comes from our scanner, adoption comes from public registries.
No reviews yet
Five free MCP tools, including proof-before-payment preview, plus one authorized x402 pack.
Full listing
No reviews yet
Governed x402 payment sessions: pay any endpoint with budget, allowlist & per-tx caps, no key.
Full listingThe short version
Neither has been reviewed yet, so the comparison rests on the scan and the public usage numbers. The safety scan favours three.ws Agent Payments (83/100 against 60). H/M Agent Surface - Free MCP Tools is hosted and callable through the gateway; three.ws Agent Payments runs on your own machine. three.ws Agent Payments has noticeably more public adoption.
| H/M Agent Surface - Free MCP Tools | three.ws Agent Payments | |
|---|---|---|
| User rating | No reviews yet | No reviews yet |
| Safety grade | C60/100 | B83/100 |
| Adoption | New | Established |
| GitHub stars | – | 206 |
| Downloads / week | – | 40 |
| Runs where | Hosted (remote) | Your machine (local) |
| Gateway-ready | Yes | No |
| Tools | — | — |
| Write actions | — | — |
| Price per call | Free | Free |
| Licence | — | Apache-2.0 |
| Last release | — | 2026-09-22 |
| Category | Finance | Finance |