{"name":"com.vhishongkong/vhis","slug":"vhishongkong-vhis","title":null,"description":"Price all 579 VHIS certified plans in Hong Kong, read filed terms, see premium increases since 2021","url":"https://mcp.market/server/vhishongkong-vhis","rating":null,"grade":"C","score":64,"certified":false,"status":"active","category":"other","tags":[],"presence":{"score":5,"stars":null,"forks":null,"downloads_week":null,"last_push_at":null,"license":null},"uptime":null,"claimed":false,"transport":"remote","callable_via_gateway":true,"default_price_micros":0,"repository":"https://github.com/buglowmo-AiMaster/VHIS-HongKong","website":null,"version":"1.0.0","remotes":[{"type":"streamable-http","url":"https://mcp.vhishongkong.com/mcp","headers":[{"description":"Optional. A free key from https://www.vhishongkong.com/mcp unlocks the full price list, plan comparison, renewal estimates and adviser hand-off.","name":"X-API-Key"}]}],"packages":[],"tools":[{"name":"adviser_notes","description":"Curated notes from licensed advisers and the scheme rules: how underwriting works, what usually happens with\n    common conditions, switching, claims practice, tax. Guidance, not plan terms.","write_action":false,"price_micros":0,"input_schema":{"type":"object","properties":{"question":{"anyOf":[{"type":"string"},{"type":"null"}],"default":null,"title":"Question"},"topic":{"anyOf":[{"pattern":"^(underwriting|claims|scheme|insurer|renewal)$","type":"string"},{"type":"null"}],"default":null,"title":"Topic"},"brand":{"anyOf":[{"type":"string"},{"type":"null"}],"default":null,"title":"Brand"}},"title":"adviser_notesArguments"}},{"name":"compare_plans","description":"Side by side on what actually differs: premium now and at 65, next-year range, deductible, room class, limits,\n    area and each insurer's rate record. Use it for \"which is better\" and \"why is one cheaper\"; state the trade-off and\n    let the person choose. Needs a key on the public server; without one it returns key_required and tells the user where to get one.","write_action":false,"price_micros":0,"input_schema":{"type":"object","properties":{"option_ids":{"description":"Option ids from an earlier result","items":{"type":"string"},"maxItems":3,"minItems":2,"title":"Option Ids","type":"array"},"age":{"description":"Age last birthday, as the premium schedules state it","maximum":99,"minimum":0,"title":"Age","type":"integer"},"gender":{"default":"F","description":"M or F, as the schedules rate it","pattern":"^[MF]$","title":"Gender","type":"string"},"smoker":{"default":false,"description":"True only if the person said they smoke; a few plans rate for it","title":"Smoker","type":"boolean"}},"required":["option_ids","age"],"title":"compare_plansArguments"}},{"name":"create_lead","description":"Pass the person to a licensed adviser: saves the enquiry, emails them their shortlist, emails the adviser and\n    returns a WhatsApp link and a reference. Only call it once they have given a name and a phone number or email and\n    have said they want to be contacted. Never put a health detail in the note; the adviser asks directly. Needs a key on the public server; without one it returns key_required and tells the user where to get one.","write_action":true,"price_micros":0,"input_schema":{"type":"object","properties":{"name":{"maxLength":120,"title":"Name","type":"string"},"phone":{"anyOf":[{"maxLength":60,"type":"string"},{"type":"null"}],"default":null,"title":"Phone"},"email":{"anyOf":[{"maxLength":160,"type":"string"},{"type":"null"}],"default":null,"title":"Email"},"preferred_contact":{"anyOf":[{"pattern":"^(WhatsApp|Phone|Email)$","type":"string"},{"type":"null"}],"default":null,"title":"Preferred Contact"},"option_id":{"anyOf":[{"type":"string"},{"type":"null"}],"default":null,"description":"The plan they want to talk about","title":"Option Id"},"note":{"anyOf":[{"maxLength":1000,"type":"string"},{"type":"null"}],"default":null,"description":"What they asked for. Never any health detail.","title":"Note"},"age":{"anyOf":[{"maximum":99,"minimum":0,"type":"integer"},{"type":"null"}],"default":null,"title":"Age"},"gender":{"anyOf":[{"pattern":"^[MF]$","type":"string"},{"type":"null"}],"default":null,"title":"Gender"}},"required":["name"],"title":"create_leadArguments"}},{"name":"estimate_renewal","description":"The premium at age plus one on the current schedule, which is certain unless the insurer refiles, plus a low,\n    mid and high range built from this plan's own rate changes since 2021. Needs a key on the public server; without one it returns key_required and tells the user where to get one.","write_action":false,"price_micros":0,"input_schema":{"type":"object","properties":{"option_id":{"description":"Option id from an earlier result","title":"Option Id","type":"string"},"age":{"description":"Age last birthday, as the premium schedules state it","maximum":99,"minimum":0,"title":"Age","type":"integer"},"gender":{"default":"F","description":"M or F, as the schedules rate it","pattern":"^[MF]$","title":"Gender","type":"string"},"smoker":{"default":false,"description":"True only if the person said they smoke; a few plans rate for it","title":"Smoker","type":"boolean"}},"required":["option_id","age"],"title":"estimate_renewalArguments"}},{"name":"find_plans","description":"The plan finder. Ranks every eligible VHIS plan on what it covers and what it really costs, and returns three\n    explained picks (lowest cost over the period, best coverage for the money, most comprehensive) with a ranked list\n    behind them. Coverage is read from each plan's Benefit Schedule; cost is the published premium for every year from\n    this age, and the same again with the insurer's own filed rate changes applied. Age is the only thing it needs;\n    pass whatever else the person has actually said.","write_action":false,"price_micros":0,"input_schema":{"type":"object","properties":{"age":{"description":"Age last birthday, as the premium schedules state it","maximum":99,"minimum":0,"title":"Age","type":"integer"},"gender":{"default":"F","description":"M or F, as the schedules rate it","pattern":"^[MF]$","title":"Gender","type":"string"},"smoker":{"default":false,"description":"True only if the person said they smoke; a few plans rate for it","title":"Smoker","type":"boolean"},"room":{"anyOf":[{"type":"string"},{"type":"null"}],"default":null,"description":"Minimum hospital room class wanted: Ward | Semi-private | Private","title":"Room"},"territory":{"anyOf":[{"type":"string"},{"type":"null"}],"default":null,"description":"Where cover is needed: hong_kong | greater_china | asia | worldwide_ex_us | worldwide","title":"Territory"},"budget_annual":{"anyOf":[{"type":"number"},{"type":"null"}],"default":null,"description":"Most they want to pay in the first year, in the plan currency","title":"Budget Annual"},"max_deductible":{"anyOf":[{"type":"number"},{"type":"null"}],"default":null,"description":"0 for no deductible; leave empty to allow deductible plans, which cost less","title":"Max Deductible"},"needs":{"anyOf":[{"items":{"type":"string"},"type":"array"},{"type":"null"}],"default":null,"description":"Must-haves they named, any of: full_cover, no_annual_limit, mental_health, cancer, outpatient_general, dental, maternity, chinese_medicine, health_check, emergency_assistance, cash_benefit, second_opinion, home_nursing, deductible_waiver","title":"Needs"},"priority":{"default":"balanced","description":"What matters most to them","pattern":"^(price|balanced|coverage)$","title":"Priority","type":"string"},"currency":{"default":"HKD","pattern":"^(HKD|USD)$","title":"Currency","type":"string"},"insurers":{"anyOf":[{"items":{"type":"string"},"type":"array"},{"type":"null"}],"default":null,"description":"Restrict to these brands, e.g. [\"Bupa\",\"AXA\"]","title":"Insurers"},"years":{"default":10,"description":"Period the cost is totalled over","maximum":30,"minimum":1,"title":"Years","type":"integer"},"limit":{"default":8,"maximum":50,"minimum":1,"title":"Limit","type":"integer"}},"required":["age"],"title":"find_plansArguments"}},{"name":"insurer_increases","description":"An insurer's rate record across all its VHIS plans since 2021, by year, alongside the market table with every\n    insurer ranked from lowest average annual change to highest.","write_action":false,"price_micros":0,"input_schema":{"type":"object","properties":{"brand":{"anyOf":[{"type":"string"},{"type":"null"}],"default":null,"description":"Brand name, e.g. Bupa, AIA, AXA; omit for the market table","title":"Brand"}},"title":"insurer_increasesArguments"}},{"name":"list_insurers","description":"Every insurer this server can price, with how many certified plans and rate tables each has loaded.","write_action":false,"price_micros":0,"input_schema":{"type":"object","properties":{},"title":"list_insurersArguments"}},{"name":"plan_coverage","description":"What one plan actually pays, item by item from its own Benefit Schedule: full cover or the published cap on\n    room and board, hospital charges, surgeon's fee, imaging, cancer treatment and psychiatric care, plus the annual\n    and lifetime limits, room class, territory, extras and a coverage score. Use it for \"what does this cover\", \"is\n    surgery covered in full\", \"does it include outpatient\".","write_action":false,"price_micros":0,"input_schema":{"type":"object","properties":{"cert":{"description":"VHIS certification number from an earlier result, e.g. F00070 or F00070-06-000-02","title":"Cert","type":"string"}},"required":["cert"],"title":"plan_coverageArguments"}},{"name":"plan_options","description":"Every option sold under one certification number, with its room class, deductible and area, priced at this age\n    when an age is given, plus what the premium becomes every five years to twenty years out.","write_action":false,"price_micros":0,"input_schema":{"type":"object","properties":{"cert":{"description":"VHIS certification number from an earlier result, e.g. F00070 or F00070-06-000-02","title":"Cert","type":"string"},"age":{"anyOf":[{"maximum":99,"minimum":0,"type":"integer"},{"type":"null"}],"default":null,"title":"Age"},"gender":{"default":"F","description":"M or F, as the schedules rate it","pattern":"^[MF]$","title":"Gender","type":"string"},"smoker":{"default":false,"description":"True only if the person said they smoke; a few plans rate for it","title":"Smoker","type":"boolean"}},"required":["cert"],"title":"plan_optionsArguments"}},{"name":"plan_terms","description":"The plan's terms as filed with the Health Bureau, field by field with the page each came from: guaranteed\n    renewal age, entry ages, pre-existing condition schedule, waiting period, room class and higher-room rule,\n    territory, full cover, limits, deductible basis, coinsurance, outpatient, psychiatric, cancer, extras, cancellation,\n    switching and exclusions beyond the standard list. Use it for \"does it cover X\", \"what is the rule on Y\" and terms\n    comparisons; cite the page.","write_action":false,"price_micros":0,"input_schema":{"type":"object","properties":{"cert":{"description":"VHIS certification number from an earlier result, e.g. F00070 or F00070-06-000-02","title":"Cert","type":"string"}},"required":["cert"],"title":"plan_termsArguments"}},{"name":"premium_history","description":"How a plan's premium has moved since 2021: every schedule the insurer filed, the premium at this age under each\n    one with the age held constant, the year-on-year changes and the average. Use it for \"has this gone up\" and \"is\n    this insurer stable\".","write_action":false,"price_micros":0,"input_schema":{"type":"object","properties":{"cert":{"description":"VHIS certification number from an earlier result, e.g. F00070 or F00070-06-000-02","title":"Cert","type":"string"},"age":{"default":45,"maximum":99,"minimum":0,"title":"Age","type":"integer"},"gender":{"default":"F","description":"M or F, as the schedules rate it","pattern":"^[MF]$","title":"Gender","type":"string"},"smoker":{"default":false,"description":"True only if the person said they smoke; a few plans rate for it","title":"Smoker","type":"boolean"}},"required":["cert"],"title":"premium_historyArguments"}},{"name":"price_plans","description":"Every matching plan ranked by annual premium alone, with no view on coverage. Use it when someone asks for the\n    cheapest, for a full list, or for one insurer's prices. When what the plan covers matters, use find_plans. Needs a key on the public server; without one it returns key_required and tells the user where to get one.","write_action":false,"price_micros":0,"input_schema":{"type":"object","properties":{"age":{"description":"Age last birthday, as the premium schedules state it","maximum":99,"minimum":0,"title":"Age","type":"integer"},"gender":{"default":"F","description":"M or F, as the schedules rate it","pattern":"^[MF]$","title":"Gender","type":"string"},"smoker":{"default":false,"description":"True only if the person said they smoke; a few plans rate for it","title":"Smoker","type":"boolean"},"room":{"anyOf":[{"type":"string"},{"type":"null"}],"default":null,"description":"Ward | Semi-private | Private","title":"Room"},"max_deductible":{"anyOf":[{"type":"number"},{"type":"null"}],"default":null,"description":"Highest deductible acceptable; 0 for none","title":"Max Deductible"},"plan_type":{"anyOf":[{"pattern":"^(Standard|Flexi)$","type":"string"},{"type":"null"}],"default":null,"title":"Plan Type"},"insurers":{"anyOf":[{"items":{"type":"string"},"type":"array"},{"type":"null"}],"default":null,"description":"Brand names to restrict to","title":"Insurers"},"one_per_product":{"default":true,"description":"Cheapest matching option per product rather than every option","title":"One Per Product","type":"boolean"},"limit":{"default":20,"maximum":200,"minimum":1,"title":"Limit","type":"integer"}},"required":["age"],"title":"price_plansArguments"}},{"name":"search_plan_terms","description":"Search the official Terms and Benefits of the certified plans and return the clauses, each with the plan, Part,\n    Section, page and a link to that page. Use it for exclusions, waiting periods, limits, room class rules,\n    territorial scope, definitions, renewal and cancellation. Never state what a plan says without it.","write_action":false,"price_micros":0,"input_schema":{"type":"object","properties":{"question":{"description":"Plain words, e.g. \"psychiatric treatment limit\", \"pre-existing conditions\", \"treatment in mainland China\"","title":"Question","type":"string"},"cert":{"anyOf":[{"type":"string"},{"type":"null"}],"default":null,"description":"Scope to one plan when the person is looking at it","title":"Cert"},"brand":{"anyOf":[{"type":"string"},{"type":"null"}],"default":null,"description":"Scope to one insurer","title":"Brand"},"limit":{"default":6,"maximum":20,"minimum":1,"title":"Limit","type":"integer"}},"required":["question"],"title":"search_plan_termsArguments"}}],"scan":{"score":64,"grade":"C","scanned_at":"2026-09-19T10:14:52.405Z","report":{"scannerVersion":"0.1.3","scannedAt":"2026-09-19T10:14:52.362Z","components":{"code":{"score":-1,"max":25,"notes":["remote-only server, no package to scan"]},"reliability":{"score":20,"max":20,"notes":["remote reachable in 583ms"]},"poisoning":{"score":15,"max":15,"notes":["13 tool descriptions checked"]},"auth":{"score":8,"max":15,"notes":["API key sent as a header"]},"maintenance":{"score":3,"max":15,"notes":["repository not readable: repo not found"]},"identity":{"score":2,"max":10,"notes":["no repository or website to verify"]}},"findings":[],"inputs":{"probes":[{"url":"https://mcp.vhishongkong.com/mcp","reachable":true,"authRequired":false,"latencyMs":583,"serverInfo":{"name":"vhis-hongkong","version":"1.27.0"}}],"packages":[],"repo":{"found":false,"owner":"buglowmo-AiMaster","repo":"VHIS-HongKong","error":"repo not found"},"icon":{"url":"data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 64 64'%3E%3Crect width='64' height='64' rx='14' fill='%230B1F33'/%3E%3Cg fill='%230FA3B1'%3E%3Cpath d='M4 48c6-12 14-12 20 0c6-12 14-12 20 0c3-6 6-10 10-10h6l-4-6h-8c-3 0-6 3-8 7c-6-12-14-12-20 0c-6-12-14-12-20 0z'/%3E%3Cpath d='M44 30l4-12 6 8z'/%3E%3Cpath d='M52 30l8-8-2 10z'/%3E%3C/g%3E%3Ccircle cx='50' cy='36' r='2.4' fill='%230B1F33'/%3E%3Cpath fill='none' stroke='%230FA3B1' stroke-width='4' stroke-linecap='round' d='M6 56c6-8 12-8 18 0c6-8 12-8 18 0c4-6 8-7 12-4'/%3E%3C/svg%3E","source":"site"},"presence":{"stars":null,"forks":null,"downloadsWeek":null,"license":null,"lastPushAt":null,"score":5}}}},"grade_history":[],"reviews":[]}